Best Travel Credit Cards in India (2024)

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IndusInd Bank Iconia Amex Credit Card
IndusInd Bank Iconia Amex Credit Card
Travel
Movies
Lifestyle
Rewards
Airport Lounge
3.9
Joining Fee
₹3499
Annual Fee
Free
APR
46%
Min. Credit Score
700

FEATURES

  • Get 2 reward points on weekends for spending Rs. 100.
  • Access to 600+ lounges globally
  • Receive Luxe Gift Card.

WELCOME OFFERS

  • Exclusive Montblanc e-gift vouchers
  • Movies: BOGO on booking with BookMyShow

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero Lost Card Liability Cover

Joining Fee
₹40000
Annual Fee
₹10000
APR
34%
Min. Credit Score
700

FEATURES

  • Earn 8 CV Points for every Rs. 200 spent.
  • Enjoy 4 free international lounge visits quarterly.
  • Avail of Rs. 3,000 dining discounts bi-annually.

WELCOME OFFERS

  • Club Vistara membership

FOREIGN TRANSACTION FEE

-1% *Applicable Taxes

FRAUD LIABILITY

Zero Liability Cover

Joining Fee
₹45000
Annual Fee
Free
APR
46%
Min. Credit Score
700

FEATURES

  • Get 2 reward points on weekends for spending Rs. 100.
  • Get 2 complimentary lounge access quarterly.
  • Earn 4 complimentary golf games monthly.

WELCOME OFFERS

  • Gift voucher worth Rs. 5000 from Luxe Gift
  • Movies: BOGO on booking with BookMyShow

FOREIGN TRANSACTION FEE

1.8% *Applicable Taxes

FRAUD LIABILITY

NA

Joining Fee
₹999
Annual Fee
Free
APR
42%
Min. Credit Score
700

FEATURES

  • Gain 4 reward points for spending every ₹150 on special categories- travel, hotel, restaurants, and international spending.
  • Enjoy 2 complimentary lounge access each quarter in select Dream Folks lounge
  • 2 reward points for every ₹150 spent on other categories.

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

Joining Fee
₹588
Annual Fee
₹588
APR
45%
Min. Credit Score
700

FEATURES

  • Get 20% off a maximum of up to INR 700 on 1 transaction on Myntra shopping.
  • Earn 15% cashback on Ola cab bookings with capping of INR 600 monthly.
  • Enjoy a 25% discount on domestic hotel bookings up to INR 4000 maximum.

WELCOME OFFERS

  • The DigiSmart credit card charges a modest INR 49 monthly fee, waived on spends of INR 5000 in the following month.
  • The same benefits as the primary card, with a waived monthly fee upon spending INR 5000.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

NA

Standard Chartered Priority Visa Infinite Credit Card
Standard Chartered Priority Visa Infinite Credit Card
Cashback
Travel
Lifetime Free
Shopping
Rewards
4.3
Joining Fee
Free
Annual Fee
Free
APR
45%
Min. Credit Score
700

FEATURES

  • Enjoy 5X reward points every time you spend Rs. 150 on retail fashion or overseas.
  • Get 2X reward points for every other transaction.
  • Benefit from 4 complimentary domestic lounge access quarterly.

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Liability Cover

Joining Fee
Free
Annual Fee
Free
APR
41.88%
Min. Credit Score
700

FEATURES

  • Accumulate 5 reward points for every ₹100 spent.
  • Enjoy 12 free access passes to airport lounges (3 each quarter).
  • Lower Forex markup of 2% on international transactions.

WELCOME OFFERS

  • Get the FitPass Pro membership of Rs. 15000 free for 6 months

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

Zero Lost Card Liability Cover

YES First Preferred Credit Card
YES First Preferred Credit Card
Shopping
Rewards
Travel
Dine In
Movies
3.8
Joining Fee
₹999
Annual Fee
₹999
APR
43.2%
Min. Credit Score
700

FEATURES

  • Enjoy up to 8 reward points on your spending of Rs. 200.
  • Get accelerated 16 reward points on travel and dining on spending Rs. 200.
  • Access to 2 complimentary domestic lounge access quarterly.

WELCOME OFFERS

  • Enjoy a first-year fee waiver on spending Rs. 50000 within 90 days of card setup.
  • Movies: 25% off on movie tickets booked via BookMyShow

FOREIGN TRANSACTION FEE

1.75% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover of Rs. 8 Lakh

Joining Fee
₹999
Annual Fee
₹999
APR
46.6%
Min. Credit Score
700

FEATURES

  • Enjoy up to 16 reward points on your spending of Rs. 200.
  • Get 20000 reward points on annual spending of Rs. 12 lakhs or more.
  • Access to 2 complimentary domestic lounge access quarterly.

WELCOME OFFERS

  • Spend Rs. 20,000 within 30 days of the card set-up date for a first-year membership fee waiver.
  • Spend Rs. 1000 in 30 days and get an Amazon voucher for Rs.500. This applies only to online applications.

FOREIGN TRANSACTION FEE

1.75% *Applicable Taxes

FRAUD LIABILITY

Lost Liability Cover

Joining Fee
₹1200
Annual Fee
₹1200
APR
47.88%
Min. Credit Score
700

FEATURES

  • Receive a monthly cashback of 10%, capped at INR 100, for your monthly grocery shopping.
  • Enjoy a 10% cashback when you use the RBL MyCard app for purchases on BookMyShow and Swiggy, with a maximum benefit of INR 100 per category each month.
  • Accumulate 2 reward points for every INR 100 you spend on online transactions.

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

NA

Joining Fee
₹500
Annual Fee
₹350
APR
42%
Min. Credit Score
700

FEATURES

  • Gain up to 40 reward points for every Rs.100 on booking tickets on IRCTC.
  • Get 4 reward points on spending Rs. 100 at grocery and retail stores.
  • Enjoy a 1% fuel surcharge waiver with a maximum capping of Rs.100 per statement cycle.

WELCOME OFFERS

  • Receive 1000 bonus Reward Points when you make a transaction of Rs. 1000 or more using your card within the first 45 days of card issuance.

FOREIGN TRANSACTION FEE

-1% *Applicable Taxes

FRAUD LIABILITY

Card Lost Liability Cover

Joining Fee
Free
Annual Fee
Free
APR
42%
Min. Credit Score
700

FEATURES

  • Enjoy up to 10 reward points on shopping INR 100 at grocery or departmental stores.
  • Get a 1% fuel surcharge waiver across all fuel stations in India.
  • Easily convert high-value transactions into EMIs of 6-36 months.

WELCOME OFFERS

  • Enjoy the card with multiple benefits for a lifetime free.
  • Get a free FITPASS Pro membership for half a year, valued at ₹15,000.
  • Earn 1,000 bonus points when you activate your card within the first month.
  • Enjoy a one-year Amazon Prime membership when you spend a minimum of ₹100,000 within the first three months.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero Lost Card Liability Cover

Bajaj DBS Credit Card
Bajaj DBS Credit Card
Shopping
Rewards
Cashback
Lifetime Free
Lifestyle
3.6
Joining Fee
Free
Annual Fee
Free
APR
48%
Min. Credit Score
720

FEATURES

  • Earn upto 10X reward on purchases from DBS Delight.
  • Enjoy a 40% value back on the memberships.
  • Enjoy 8 complimentary lounge access at the domestic airports in a year.

WELCOME OFFERS

  • Enjoy the benefit of 20000 cash points as a welcome bonus.
  • Valid on making the first transaction within 60 days of card issuance.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

Joining Fee
₹20000
Annual Fee
₹20000
APR
29.8%
Min. Credit Score
750

FEATURES

  • Enjoy Reward Points with no expiration date.
  • Access 26 complimentary airport lounge visits.
  • Benefit from a competitive foreign markup fee of only 1.99%.
  • Play 5 rounds of golf for free annually.
  • Get a waiver on fuel surcharges.
  • Receive online fraud protection and coverage for lost cards.

WELCOME OFFERS

  • Receive a complimentary Epicure Membership along with a one-night stay at Taj Hotels.

FOREIGN TRANSACTION FEE

1.99% *Applicable Taxes

FRAUD LIABILITY

Card Lost Liability Cover

Joining Fee
₹2500
Annual Fee
₹2500
APR
43.2%
Min. Credit Score
750

FEATURES

  • Enjoy 5x reward points for ordering via Swiggy And Zomato.
  • Unlocks 2 free domestic and international airport lounge access per quarter of the year.
  • ₹1500 worth of vouchers on Mariott, Decathlon, and more on quarterly spending of over ₹1.5 lakh.

WELCOME OFFERS

  • Complimentary 1-year Swiggy One and Times Prime membership for spending over ₹75,000 in the first 90 days of getting the credit card.
  • Enjoy a 50-day interest-free period on your Diners Club privilege credit card from your most recent purchase date.
  • Buy 1 Get 1 on movie or show ticket bookings for the weekend via BookMyShow

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover of Rs. 9 Lakh

Joining Fee
₹399
Annual Fee
₹399
APR
45.6%
Min. Credit Score
700

FEATURES

  • On Every INR 200 Spend on travel and dining get 4 Rewards Points
  • On Every 200 spent on other than travel and dining get 2 rewards points
  • 10 Rewards points value = 1 InterMile/1 Club Vistara Point

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

3.4% *Applicable Taxes

FRAUD LIABILITY

Card Lost Liability Cover

HDFC Bank Equitas Elegance Credit Card
HDFC Bank Equitas Elegance Credit Card
Rewards
Lifetime Free
Travel
Shopping
4.0
Joining Fee
Free
Annual Fee
Free
APR
43.2%
Min. Credit Score
700

FEATURES

  • Earn 2 reward points for each Rs.150 expended using your credit card.
  • Enjoy 5 times the rewards in Grocery, Supermarket & Departmental Store categories.
  • Receive boosted 5X Rewards for Utility Bills, IRCTC & Tax Payments.

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

2.5% *Applicable Taxes

FRAUD LIABILITY

Card Lost Liability Cover

Joining Fee
₹1500
Annual Fee
₹1500
APR
41.88%
Min. Credit Score
700

FEATURES

  • Get a complimentary voucher from Swiggy on quarterly spending of Rs.50,000.
  • Complementary lounge access at domestic airports twice a quarter.
  • Enjoy the amazing 3-2-1 reward structure for the best.

WELCOME OFFERS

  • Get the Amazon e-voucher worth Rs. 400 on spending Rs.5000 in just 30 days of card activation.
  • Movies: BOGO on Inox movie tickets once quarterly.

FOREIGN TRANSACTION FEE

1.86% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

Joining Fee
₹499
Annual Fee
₹499
APR
41.88%
Min. Credit Score
700

FEATURES

  • Receive a flat 2% cashback on all online expenses, up to INR 1,000 monthly.
  • Enjoy a flat 1% cashback on other transactions, up to INR 500 monthly.
  • Use an appealing 0.99% monthly interest rate when converting eligible transactions into a 3-month EMI.

WELCOME OFFERS

  • Pay the minimum amount required in order to receive the extended 90-day interest-free credit period.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Liability Cover

IndusInd Bank Celesta Credit Card
IndusInd Bank Celesta Credit Card
Cashback
Travel
Movies
Lifestyle
Shopping
3.9
Joining Fee
₹50000
Annual Fee
₹5000
APR
36%
Min. Credit Score
700

FEATURES

  • Get 2 reward points on weekends for spending Rs. 100.
  • Access to 600+ lounges globally
  • Receive Luxe Gift Card.
  • 20% discount on movies and get Rs. 3000 off on your total bill payment.

WELCOME OFFERS

  • Pay your joining fees and get 50K worth of Montblanc or Oberoi hotels/resorts gift certificates.
  • Movies: BOGO on booking with BookMyShow
  • 3 complimentary golf games and 3 complimentery lessons per annum.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero Lost Card Liability Cover

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