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Kotak Royale Signature Credit Card

Kotak Royale Signature Credit Card

Fuel
Rewards
Travel
Airport Lounge
Shopping
3.9
Joining Fee
₹999
Annual Fee
Free
APR
42%
Min. Credit Score
700
Get the very best out of your Kotak Royale Signature credit card by gaining reward points with every swipe! Your reward points make spending easier on the pocket, with this Kotak credit card you get to earn 4 reward points for every INR 150 spent on special categories such as hotel stays, travel ticket bookings, dining, tour packages, and international transactions. Additionally, 2 reward points w...

FEATURES

  • Gain 4 reward points for spending every ₹150 on special categories- travel, hotel, restaurants, and international spending.
  • Enjoy 2 complimentary lounge access each quarter in select Dream Folks lounge
  • 2 reward points for every ₹150 spent on other categories.

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

Kotak Royale Signature Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
21-65 Years
Min. and Max. age limit for the applicant
₹2,00,000
Minimum monthly income
₹24,00,000
ITR (For Non-Salaried Individual)
700
Minimum Credit Score required
Meeting Criteria? Apply Now
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Joining Fee ₹1,200 ₹2,500 ₹500 ₹500
Annual Fee ₹1,200 ₹2,500 ₹500 ₹500
APR 47.88 43.2 43.2 43.2
Ratings
3.7
3.9
4.2
4.2
Features
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • Earn 4 reward points for every INR 150 spent on retail purchases.
  • 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
  • Experience exceptional dining perks through the Good Food Trail program.
  • Quarterly Rs. 500 Gift Voucher on 50,000 spending.
  • 1% fuel surcharge waived, up to Rs. 500/month.
  • 4 Reward Points on Rs. 150 spent online.
  • Get up to 20% savings off on all your restaurant bill payment
  • Receive up to 50 litres of free fuel annually.
  • Every INR 150 spent on any purchases entitles you to 1 Fuel Point.
  • Save 2.5% on dining expenses.
Welcome Offers
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
  • Pay the joining fees and get 2500 reward points credited.
  • Assured Flat 25% Off at 2000+ premium restaurants
  • The card offers you 500 Cash Points as a welcome benefit (applicable only on payment of membership fee).
  • Get a complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership

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