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BOB ICSI Diamond Credit Card

BOB ICSI Diamond Credit Card

Shopping
Travel
Rewards
Lifetime Free
Airport Lounge
4.6
Joining Fee
Free
Annual Fee
Free
APR
41.88%
Min. Credit Score
700
The perfect card for travel and shopping tailored just for you! The BOB ICSI Diamond Credit Card is a lifetime free card with minimal charges and maximal benefits of both reward points and premium travelling experiences. Get to earn 5 reward points for every INR spent at either retail outlets or online platforms and enjoy a life being fit and active with a complimentary FitPass Pro membership for ...

FEATURES

  • Accumulate 5 reward points for every ₹100 spent.
  • Enjoy 12 free access passes to airport lounges (3 each quarter).
  • Lower Forex markup of 2% on international transactions.

WELCOME OFFERS

  • Get the FitPass Pro membership of Rs. 15000 free for 6 months

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

Zero Lost Card Liability Cover

BOB ICSI Diamond Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
21-65 Years
Min. and Max. age limit for the applicant
₹30,000
Minimum monthly income
₹6,00,000
ITR (For Non-Salaried Individual)
700
Minimum Credit Score required
Meeting Criteria? Apply Now
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Joining Fee ₹1,000 ₹1,200 ₹2,500 ₹500
Annual Fee ₹1,000 ₹1,200 ₹2,500 ₹500
APR 42 47.88 43.2 43.2
Ratings
3.9
3.7
3.9
4.2
Features
  • 2.5 Mojo points on every Rs. 100 spent online.
  • 1 mojo point for all the others spent worth Rs. 100 (excluding cash withdrawal and fuel).
  • 8 complimentary annual domestic airport lounge visits.
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • Earn 4 reward points for every INR 150 spent on retail purchases.
  • 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
  • Experience exceptional dining perks through the Good Food Trail program.
  • Quarterly Rs. 500 Gift Voucher on 50,000 spending.
  • 1% fuel surcharge waived, up to Rs. 500/month.
  • 4 Reward Points on Rs. 150 spent online.
  • Get up to 20% savings off on all your restaurant bill payment
Welcome Offers
  • Spend Rs.30000 within 90 days of card issuance and get the joining fee waived.
  • Movies: Redeem your earned points for BookMyShow Vouchers.
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
  • Pay the joining fees and get 2500 reward points credited.
  • Assured Flat 25% Off at 2000+ premium restaurants
  • The card offers you 500 Cash Points as a welcome benefit (applicable only on payment of membership fee).

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