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Standard Chartered Smart Credit Card

Standard Chartered Smart Credit Card

Shopping
Cashback
Rewards
Travel
Dine In
4.9
Joining Fee
₹499
Annual Fee
₹499
APR
41.88%
Min. Credit Score
700
The Standard Chartered Smart Credit Card is a versatile financial tool designed for modern consumers who love shopping and cashback. With a modest joining fee of INR 499 + GST, this card offers an array of benefits catering to various spending categories, including shopping, dining, and travel. Users can earn up to 2% cashback on online expenses and 1% on other transactions, providing substantial ...

FEATURES

  • Receive a flat 2% cashback on all online expenses, up to INR 1,000 monthly.
  • Enjoy a flat 1% cashback on other transactions, up to INR 500 monthly.
  • Use an appealing 0.99% monthly interest rate when converting eligible transactions into a 3-month EMI.

WELCOME OFFERS

  • Pay the minimum amount required in order to receive the extended 90-day interest-free credit period.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Liability Cover

Standard Chartered Smart Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
18-65 Years
Min. and Max. age limit for the applicant
₹20,000
Minimum monthly income
₹3,00,000
ITR (For Non-Salaried Individual)
700
Minimum Credit Score required
Meeting Criteria? Apply Now
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Joining Fee ₹1,200 ₹2,500 ₹500 ₹500
Annual Fee ₹1,200 ₹2,500 ₹500 ₹500
APR 47.88 43.2 43.2 43.2
Ratings
3.7
3.9
4.2
4.2
Features
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • Earn 4 reward points for every INR 150 spent on retail purchases.
  • 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
  • Experience exceptional dining perks through the Good Food Trail program.
  • Quarterly Rs. 500 Gift Voucher on 50,000 spending.
  • 1% fuel surcharge waived, up to Rs. 500/month.
  • 4 Reward Points on Rs. 150 spent online.
  • Get up to 20% savings off on all your restaurant bill payment
  • Receive up to 50 litres of free fuel annually.
  • Every INR 150 spent on any purchases entitles you to 1 Fuel Point.
  • Save 2.5% on dining expenses.
Welcome Offers
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
  • Pay the joining fees and get 2500 reward points credited.
  • Assured Flat 25% Off at 2000+ premium restaurants
  • The card offers you 500 Cash Points as a welcome benefit (applicable only on payment of membership fee).
  • Get a complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership

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