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HDFC Bank Equitas Elegance Credit Card

HDFC Bank Equitas Elegance Credit Card

Rewards
Lifetime Free
Travel
Shopping
4.0
Joining Fee
Free
Annual Fee
Free
APR
43.2%
Min. Credit Score
700
HDFC Bank Equitas Elegance Credit Card is one of the best credit cards in India to unlock the gateway to the world of elegant living! A lifetime free credit card that offers a ton of benefits, this card is perfect for travel and reward benefits. This credit card has a low forex exchange rate of 3.5% while giving you a load of reward points with every purchase made towards this HDFC and Equitas co-...

FEATURES

  • Earn 2 reward points for each Rs.150 expended using your credit card.
  • Enjoy 5 times the rewards in Grocery, Supermarket & Departmental Store categories.
  • Receive boosted 5X Rewards for Utility Bills, IRCTC & Tax Payments.

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

2.5% *Applicable Taxes

FRAUD LIABILITY

Card Lost Liability Cover

HDFC Bank Equitas Elegance Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
21-65 Years
Min. and Max. age limit for the applicant
₹70,000
Minimum monthly income
₹10,00,000
ITR (For Non-Salaried Individual)
700
Minimum Credit Score required
Meeting Criteria? Apply Now
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Joining Fee ₹1,000 ₹1,200 ₹60,000 ₹2,500
Annual Fee ₹1,000 ₹1,200 ₹60,000 ₹2,500
APR 42 47.88 0 43.2
Ratings
3.9
3.7
3.4
3.9
Features
  • 2.5 Mojo points on every Rs. 100 spent online.
  • 1 mojo point for all the others spent worth Rs. 100 (excluding cash withdrawal and fuel).
  • 8 complimentary annual domestic airport lounge visits.
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • Get 25% off at Taj, SeleQtions, and Vivanta Hotels.
  • Get access to the airport lounges.
  • Enjoy 24*7 Concierge service.
  • Earn 4 reward points for every INR 150 spent on retail purchases.
  • 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
  • Experience exceptional dining perks through the Good Food Trail program.
Welcome Offers
  • Spend Rs.30000 within 90 days of card issuance and get the joining fee waived.
  • Movies: Redeem your earned points for BookMyShow Vouchers.
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
  • Get vouchers worth INR 45,000 from Taj, SeleQtions, and Vivanta Hotels.
  • Spend at least INR 50,000 within the first two months of your membership to get the welcome gift.
  • Get a voucher in 6-8 weeks of meeting the condition.
  • Pay the joining fees and get 2500 reward points credited.
  • Assured Flat 25% Off at 2000+ premium restaurants

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