Best Travel Credit Cards in India (2024)

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Kotak IndiGo Ka-ching 6E Rewards XL Credit Card
Kotak IndiGo Ka-ching 6E Rewards XL Credit Card
Travel
Shopping
Rewards
Dine In
Movies
4.1
Joining Fee
₹2500
Annual Fee
₹2500
APR
42%
Min. Credit Score
750

FEATURES

  • Free IndiGo ticket of INR 3000 and 6E add-ons worth INR 1099 on a minimum of 3 transactions made every month 3 times after becoming a card member.
  • Complimentary 8 lounge access every calendar year, 2 each quarter.
  • 6 reward points for every INR 100 spent on IndiGo bookings.

WELCOME OFFERS

  • IndiGo air ticket worth INR 3000 with complimentary 6E add-ons worth INR 1099 on making a minimum of 3 purchases every month for 3 months after card activation.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero card lost liability protection

Joining Fee
₹2500
Annual Fee
Free
APR
42%
Min. Credit Score
750

FEATURES

  • Benefit from the MMTBLACK loyalty program.
  • Get multiple joining benefits, including 1500 MyCash.
  • Enjoy airport lounge access globally

WELCOME OFFERS

  • New cardholders receive INR 1,500 My Cash, which is 100% usable MakeMyTrip cash in My Wallet.
  • Enjoy a MakeMyTrip Holiday Voucher worth INR 2,500.
  • Benefit from a complimentary MMTBLACK Exclusive membership.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

N/A

Joining Fee
₹199
Annual Fee
₹199
APR
42%
Min. Credit Score
710

FEATURES

  • Earn 6X reward points on online shopping for amounts up to ₹20,000 per month.
  • Enjoy 3X reward points on offline purchases for amounts up to ₹20,000 per month.
  • Enjoy the benefit of 4 complimentary railway lounge access every quarter.

WELCOME OFFERS

  • Receive a welcome bonus of ₹500 when you spend ₹15,000 or more within the first 90 days of your card's activation.
  • Enjoy a 5% cashback, capped at ₹1,000, on the value of your first EMI transaction completed within 30 days of activating your card.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover of Rs. 25000

Joining Fee
₹500
Annual Fee
Free
APR
42%
Min. Credit Score
750

FEATURES

  • Get multiple joining benefits including 500 MyCash.
  • Enjoy airport lounge access.
  • Get benefits worth Rs. 20000.

WELCOME OFFERS

  • Enjoy Rs. 500 My Cash and a holiday voucher worth Rs. 3,000 as a welcome bonus.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

N/A

Joining Fee
₹9999
Annual Fee
Free
APR
46%
Min. Credit Score
750

FEATURES

  • Get 2 reward points on weekend spends of INR 100.
  • Unmatched priority pass membership.
  • 4000 bonus Points on ₹6L+ spend in issuance yea

WELCOME OFFERS

  • There is a multitude of benefits to choose from.
  • Movies: BOGO with upto 3 complimentary tickets monthly

FOREIGN TRANSACTION FEE

1.8% *Applicable Taxes

FRAUD LIABILITY

N/A

Joining Fee
₹300
Annual Fee
₹500
APR
42%
Min. Credit Score
750

FEATURES

  • Earn 1 reward point for every INR 125 spent on non-fuel retail purchases, which also includes railway ticket bookings on www.irctc.co.in and the IRCTC Mobile App (Android only).
  • Benefit from a 1% discount on transaction charges for railway ticket reservations made on www.irctc.co.in.
  • Avail 4 complimentary railway lounge accesses annually at select lounges in India, with a maximum of 1 access per quarter.

WELCOME OFFERS

  • Receive a bonus of 350 reward points by making a single transaction of INR 500 or above within the first 45 days of receiving the card.
  • Note that this offer doesn't apply to fuel and cash transactions.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

N/A

Joining Fee
₹2500
Annual Fee
₹2500
APR
43.2%
Min. Credit Score
750

FEATURES

  • INR 1500 vouchers on spending INR 1.5 Lakhs quarterly.
  • INR 5000 flight ticket on spending INR 7.5 Lakhs.
  • 4 Reward Points on every INR 150 spent, 5X on select purchases.

WELCOME OFFERS

  • On spending over INR 1 Lakh within 90 days of issuing the card, you'll receive a free MMT Black Elite and Club Vistara Silver Tier membership.
  • Get a gift voucher worth INR 2500.

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

Credit liability cover of up to Rs. 9 Lakh

Joining Fee
₹90000
Annual Fee
₹25000
APR
36%
Min. Credit Score
750

FEATURES

  • Get up to 2 reward points on INR 100 spending.
  • Enjoy INR 3000 off annually at 100+ eateries.
  • Worldwide access to 850+ airport lounges.

WELCOME OFFERS

  • There is a multitude of benefits to choose from

FOREIGN TRANSACTION FEE

1.8% *Applicable Taxes

FRAUD LIABILITY

Zero Lost Card Liability Cover

Indusind Platinum Aura Credit Card
Indusind Platinum Aura Credit Card
Shopping
Rewards
Lifestyle
Travel
4.1
Joining Fee
₹500
Annual Fee
Free
APR
45.96%
Min. Credit Score
750

FEATURES

  • Experience the liberty of tailoring your own rewards scheme.
  • Accumulate up to 4 Saving Points for every INR 100 spent.
  • Amazing vouchers of Vero Moda, BATA, and EazyDiner.

WELCOME OFFERS

  • Take advantage of welcome gift cards offered by several companies, including Amazon, Apollo Pharmacy,  Flipkart, Uber, Big Bazaar, Zee5, and Ola.
  • Enjoy welcome gift vouchers from Bata, Vero Moda, and Eazy Diner.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

N/A

Joining Fee
₹10000
Annual Fee
₹10000
APR
43.2%
Min. Credit Score
750

FEATURES

  • Get 5X rewards on spending Rs.100.
  • Enjoy the 1% fuel surcharge waiver.
  • Up to 3 add-on cards are available.

WELCOME OFFERS

  • Free TataCliQ, Cult.fit Live, BookMyShow, and Ola taxis gift cards for monthly purchases exceeding Rs. 80,000
  • Fee Reversal on Spending Rs. 7500 in 60 days
  • Dining: 5X Rewards on online spends

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

Cover Up to Rs.9 Lakh

Joining Fee
₹50000
Annual Fee
₹50000
APR
9%
Min. Credit Score
750

FEATURES

  • Earn 6 Reward Points for every INR 100 spent online.
  • Enjoy 10 Reward Points per INR 100 spent after reaching monthly spends of INR 30,000 and on birthday transactions.
  • Receive a 25% bonus on Reward Points when donating to charity.

WELCOME OFFERS

  • Get 200000 reward points on paying the joining fees.
  • Enjoy the Taj Epicure membership.

FOREIGN TRANSACTION FEE

-1% *Applicable Taxes

FRAUD LIABILITY

Lost Liability Cover of Rs.50000

Joining Fee
₹2499
Annual Fee
₹2499
APR
39%
Min. Credit Score
750

FEATURES

  • For every INR 150 spent on online purchases, you will receive 15 reward points
  • 1% of fuel is waived at all fuel stations across the country.
  • Upon spending INR 5 lakh annually, you will receive 20,000 bonus reward points.

WELCOME OFFERS

  • Complimentary 6-month Fitpass Membership

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

Zero card lost liability protection

Joining Fee
₹2999
Annual Fee
₹2999
APR
35.88%
Min. Credit Score
750

FEATURES

  • 10 reward points on utility bill payment of INR 100
  • Spend INR  50000 or above to get Complimentary Zomato Pro membership
  • 1000 reward points on 1 retail transaction on birthday

WELCOME OFFERS

  • New cardholders receive INR  2000 in vouchers for minimum retail spending of INR  30,000 within the first 60 days.
  • Choose from a selection of premium brands.

FOREIGN TRANSACTION FEE

2.99% *Applicable Taxes

FRAUD LIABILITY

Zero lost card liability

Joining Fee
Free
Annual Fee
Free
APR
42%
Min. Credit Score
700

FEATURES

  • Earn INR 500 intro cashback.
  • 1% cashback on  spending more than INR 5 lakhs/month.
  • 0.25% to 0.50% cashback on spending less than 5 lakhs/month.

WELCOME OFFERS

  • Avail INR 500 cashback when you make a transaction of INR 10,000 in a day.
  • The offer is available for transactiona made within the initial 30 days of card issuance.
  • The offer is valid on first swipe only.

FOREIGN TRANSACTION FEE

-1% *Applicable Taxes

FRAUD LIABILITY

Zero card lost liability protection

Joining Fee
₹1000
Annual Fee
₹1000
APR
39%
Min. Credit Score
700

FEATURES

  • For every INR 100 spent on travel, dining, and international purchases, you will receive 5x reward points
  • 1% fuel surcharge waiver at all fuel stations across the country between transactions of INR 400 and INR 5,000.
  • Airport lounges visit once a quarter in a calendar year.

WELCOME OFFERS

  • Get a fee reversal for spending INR 10,000 within the first 60 days of card setup.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero card lost liability protection

Joining Fee
Free
Annual Fee
Free
APR
41.88%
Min. Credit Score
700

FEATURES

  • Lifetime free credit card
  • 5X reward points on bill payments
  • Receive complimentary access to domestic lounges annually.

WELCOME OFFERS

  • Upon card activation within the first 30 days of issuance, you are entitled to a complimentary 6-month FitPass Pro membership and 1,000 bonus Reward Points.

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

Zero card lost liability protection

Joining Fee
₹499
Annual Fee
₹499
APR
42%
Min. Credit Score
700

FEATURES

  • Accumulate 10X reward points on Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Eazydiner/ Myntra/ Netmeds/ Yatra.
  • For all other online expenses, get 5X reward points.
  • Starting from the second year, delight in the annual membership fee being waived.

WELCOME OFFERS

  • Pay the joining fees and get an Amazon voucher worth INR 500 for free.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

N/A

Joining Fee
₹499
Annual Fee
₹499
APR
42%
Min. Credit Score
700

FEATURES

  • INR 1,000 off on domestic flight bookings with a minimum transaction of INR 5,000.
  • 20% off on domestic hotels with a minimum transaction of INR 3,000 and a maximum discount of INR 2,000.
  • Earn 6 reward points for every INR 100 spent on international spends with up to 5,000 reward points per month.

WELCOME OFFERS

  • Pay the joining fees and get an yatra.com voucher worth INR 8250 for free.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

NA

Joining Fee
₹3000
Annual Fee
₹3000
APR
47.88%
Min. Credit Score
750

FEATURES

  • Earn 5 Points for each INR  100 you spend within the country.
  • Accumulate 10 Points for every INR  100 used on transactions abroad.
  • Enjoy a full waiver on the 1% fuel surcharge for all transactions ranging from INR  500 to INR  4000.

WELCOME OFFERS

  • N/AMovies: Enjoy a flat INR 500 discount on booking movie tickets via BookMyShow every month.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

N/A

Joining Fee
₹199
Annual Fee
₹199
APR
40.8%
Min. Credit Score
750

FEATURES

  • 1% surcharge waiver on fuel purchases.
  • 2 Reward Points for every INR 100 spent.
  • 2.5% cashback on fuel purchases of a minimum of INR 500.

WELCOME OFFERS

  • Offers from the ICICI Bank Culinary Treats program.
  • Lifestyle: 25% off BookMyShow movie tickets & dining discounts.

FOREIGN TRANSACTION FEE

1.99% *Applicable Taxes

FRAUD LIABILITY

N/A

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