Best Travel Credit Cards in India (2024)

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Joining Fee
₹3000
Annual Fee
₹3000
APR
34.4%
Min. Credit Score
750

FEATURES

  • Earn up to ₹27,000 White Pass value annually in spending of INR 12 lakh.
  • Access VIP lounges in 148 countries worldwide.
  • Get 4 complimentary international lounge passes every year.

WELCOME OFFERS

  • Earn a White Pass value worth ₹1500 by spending ₹30,000 within 60 days.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

N/A

YES First Exclusive Credit Card
YES First Exclusive Credit Card
Shopping
Rewards
Travel
Lifestyle
Dine In
3.9
Joining Fee
₹1999
Annual Fee
₹1999
APR
35.88%
Min. Credit Score
750

FEATURES

  • Earn 8000 exclusive reward points on renewal.
  • Enjoy a minimum 15% discount on selected restaurants.
  • Get access to lounge facilities globally.

WELCOME OFFERS

  • Free Amazon gift voucher of Rs. 500 on spending Rs.1000 in 30 days. (online application only)

FOREIGN TRANSACTION FEE

1.75% *Applicable Taxes

FRAUD LIABILITY

Zero card lost liability protection

YES Prosperity Edge Credit Card
YES Prosperity Edge Credit Card
Shopping
Lifestyle
Rewards
Travel
Dine In
4.3
Joining Fee
₹399
Annual Fee
₹399
APR
43.2%
Min. Credit Score
750

FEATURES

  • Receive 8 reward points for every INR 200 spent on travel and dining.
  • Enjoy a 1% surcharge waiver for transactions ranging from INR 400 to INR 5,000.
  • Benefit from a preferential foreign currency markup rate of only 2.75%.

WELCOME OFFERS

  • Get the Amazon gift voucher worth Rs.500 on spending Rs.1000 within 30 days of card setup (valid for online applied cards only)

FOREIGN TRANSACTION FEE

2.75% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover of Rs. 3 lakh

Joining Fee
Free
Annual Fee
Free
APR
42%
Min. Credit Score
700

FEATURES

  • Enjoy all the benefits of this card which is available for free for first 4 years.
  • For every spend of INR 100 get 1 reward point.
  • Get 1% fuel surcharge waiver on your fuel transactions.

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

NA

Kotak IOCL RuPay Credit Card
Kotak IOCL RuPay Credit Card
Fuel
Rewards
Lifestyle
Travel
Dine In
4.6
Joining Fee
₹449
Annual Fee
₹449
APR
42%
Min. Credit Score
700

FEATURES

  • Enjoy 5% savings on Indian Oil Fuel bills
  • Get 1000 reward points as a welcome benefit
  • Save 2% on dining and grocery bills.

WELCOME OFFERS

  • 1000 reward points on spending of INR 500 within first 30 days

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

Joining Fee
₹1499
Annual Fee
₹1499
APR
43.2%
Min. Credit Score
750

FEATURES

  • Receive 2% back in the form of NeuCoins when spending on Tata Neu and associated Tata Brands. Check the complete list of qualifying brands.
  • Get a 1% reward in NeuCoins for purchases made outside of Tata brands and for Merchant EMI transactions.
  • After downloading the Tata Neu App and registering for Tata NeuPass, gain an extra 5% in NeuCoins for specific categories on the Tata Neu App/Website.

WELCOME OFFERS

  • Unlock INR 1499 Neu coins with your credit card as the reversal of your 1st year membership fee.
  • The reward will be given on completing 1 transaction within first 30 days of card issuance.
  • It will be available in Tata New App within 60 days of any such transaction.

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

Up to ₹9 lakhs

Joining Fee
₹1499
Annual Fee
₹1499
APR
42%
Min. Credit Score
700

FEATURES

  • Earn 3 CV points for every INR 200 spent.
  • Experience 4 free visits yearly to domestic airport lounges, capped at one each quarter.
  • With the Club Vistara SBI Card, enjoy a complimentary Priority Pass Membership.

WELCOME OFFERS

  • Receive an E-Gift Voucher for 1 Economy class ticket upon paying the Annual/Renewal fee.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability of Rs. 1 lakh

Joining Fee
₹3000
Annual Fee
₹3000
APR
52.86%
Min. Credit Score
700

FEATURES

  • Collect 10 Axis EDGE points for each spend of INR 200.
  • Get 2X reward points for every INR 200 on retail shopping.
  • Enjoy upto 12 complimentary international airport lounge access with the help of Priority Pass membership.

WELCOME OFFERS

  • Earn 10,000 EDGE REWARD Points equivalent to Rs.2000 on your initial card transaction.
  • Ensure the transaction is completed within the first 30 days after card issuance.
  • The points will be added to your EDGE REWARDS account within T+12 business days, where T represents the date of the transaction.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

Joining Fee
₹3000
Annual Fee
₹3000
APR
52.86%
Min. Credit Score
700

FEATURES

  • Complimentary Club Vistara Membership: Enjoy the exclusive benefits of complimentary Club Vistara Silver membership such as priority check-in and additional baggage allow
  • Accrue Club Vistara Points on Every Swipe: Earn 4 CV Points* for every Rs. 200 spent

WELCOME OFFERS

  • Vistara Premium Economy class ticket as a welcome benefit in the first year

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero Card Lost Liability Cover

Joining Fee
₹499
Annual Fee
₹499
APR
0%
Min. Credit Score
700

FEATURES

  • Receive 2% back in the form of NeuCoins when spending on Tata Neu and associated Tata Brands. Check the complete list of qualifying brands.
  • Get a 1% reward in NeuCoins for purchases made outside of Tata brands and for Merchant EMI transactions.
  • After downloading the Tata Neu App and registering for Tata NeuPass, gain an extra 5% in NeuCoins for specific categories on the Tata Neu App/Website. Learn more about the Tata NeuPass.

WELCOME OFFERS

  • Unlock 499 NeuCoins on Tata neu app as the reversal of 1st year membership fee.
  • The coins are gained on completing a transaction within the first 30 days of the card issuance.
  • The coins are available for claim only for the 60 days of any such transaction in the tata New App.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero lost card liability

Joining Fee
₹2999
Annual Fee
₹2999
APR
42%
Min. Credit Score
700

FEATURES

  • Received 10 reward points for every Rs. 100 spent on dining, groceries, departmental stores, and movies
  • Insurance Benefits - Air accident death cover Upto Rs 50 lakh and fraud liability cover of Rs. 1 Lakh.

WELCOME OFFERS

  • As a welcome gift, you will receive an e-gift voucher worth Rs. 3,000 from top brands such as Bata, Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop, or Yatra.com.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost card liability cover Rs. 1 Lakh

Joining Fee
₹4999
Annual Fee
₹4999
APR
42%
Min. Credit Score
750

FEATURES

  • Travel: Complimentary international and domestic lounge access
  • Movies: Discount of Rs. 250 per ticket per ticket

WELCOME OFFERS

  • Welcome benefit in the form of an e-Gift Voucher worth Rs. 5,000. This voucher can be redeemed at leading travel and lifestyle brands such as Yatra, Bata/Hush Puppies, Aditya Birla Fashion, Pantaloons, and Shoppers Stop.

FOREIGN TRANSACTION FEE

1.99% *Applicable Taxes

FRAUD LIABILITY

Cover Up to 1 Lac

Joining Fee
₹1499
Annual Fee
₹1499
APR
42%
Min. Credit Score
750

FEATURES

  • Earn 5 times the usual reward points on healthcare products, travel reservations, and international expenditures.
  • Accumulate quintuple points for all purchases made on National Doctor's Day, which falls on July 1st.
  • Enjoy up to 8 free visits each year to domestic airport lounges in India, with a maximum of two visits allowed every quarter.

WELCOME OFFERS

  • Receive an E-Gift Voucher for INR 1500 from Yatra.com.
  • You should expect a message containing your digital voucher information within two weeks following your membership fee transaction.
  • This code can be applied during online checkout when making a purchase.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero Liability Protection

Joining Fee
₹199
Annual Fee
₹199
APR
42%
Min. Credit Score
700

FEATURES

  • Enjoy 6X reward points on online shopping for expenditures not exceeding ₹20,000 per month.
  • Get 3X loyalty points for offline purchases up to a limit of ₹20,000 every month.
  • Get up to 4 free domestic and international airport lounge entries each quarter.

WELCOME OFFERS

  • Earn a ₹500 introductory bonus when you spend at least 15,000 within the first 90 days of activating your card.
  • Get a 5% cash rebate, up to a maximum of ₹1,000, on your first EMI payment made within 30 days of card activation.

FOREIGN TRANSACTION FEE

1.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover of Rs. 50000

Joining Fee
₹1999
Annual Fee
₹1999
APR
46%
Min. Credit Score
700

FEATURES

  • Eat out and enjoy INR 1000 off every time you pay via PayEazy.
  • Get 2 complimentary lounge access every quarter.
  • Enjoy a 1% fuel surcharge waiver on fuel transactions.

WELCOME OFFERS

  • Benefit from a 12-month EazyDiner Prime membership valued at INR 2,495.
  • Secure a 25% to 50% discount at over 2000 premium eateries & lounges.
  • Avail exclusive Prime advantages such as tripling your EazyPoints and use them for complimentary stays in luxury hotels or meals without any charge.
  • Receive a welcoming bonus of 2000 EazyPoints.
  • Get an exclusive voucher for The Postcard Hotel valued at INR 5,000. Immerse yourself in a luxurious getaway at captivating locations within India and globally.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Not Cover By Bank

Joining Fee
₹500
Annual Fee
₹500
APR
52.86%
Min. Credit Score
700

FEATURES

  • Complimentary SonyLIV Subscription
  • Earn 4 Reward Points on every ₹200 spent
  • Instant Discount on Food Orders

WELCOME OFFERS

  • N/AMovies: Buy 1 Get 1 on movie tickets

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero Lost Card Liability Cover

YES Prosperity Rewards Plus Credit Card
YES Prosperity Rewards Plus Credit Card
Shopping
Rewards
Cashback
Travel
Dine In
4.2
Joining Fee
₹399
Annual Fee
₹399
APR
43.2%
Min. Credit Score
700

FEATURES

  • 4 Reward Points per Rs. 200 on all categories except a few.
  • Utilities, tax payments, and bus lines get you 2 Reward Points per Rs. 200.
  • Exciting offers on dining, shopping, travel, and wellness.

WELCOME OFFERS

  • Get the Amazon gift voucher worth Rs.500 on spending Rs.1000 within 30 days of card setup (valid for online applied cards only)

FOREIGN TRANSACTION FEE

2.75% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover of Rs. 1.3 Lakh

Joining Fee
₹500
Annual Fee
₹500
APR
43.2%
Min. Credit Score
700

FEATURES

  • Get to earn 2 times more reward points, 4 reward points, for every ₹150 spent online.
  • Pay all your vendors and supplier bills with a Business MoneyBack credit card and enjoy a 50-day interest-free period.
  • If you spend INR 1.8 Lakh in a year, you will receive a bonus of 2,500 reward points for every anniversary year.

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero Lost card liability

Joining Fee
₹500
Annual Fee
₹500
APR
52.86%
Min. Credit Score
700

FEATURES

  • Enjoy the amazing 10% cashback on Zomato, Swiggy, and Bigbasket.
  • Get 4 complimentary lounge visits per year.
  • Eran 10% cashback on utility bill payments made via Airtel Thanks App.

WELCOME OFFERS

  • Get an Amazon eVoucher of INR 500 on the first transaction made within 30 days.

FOREIGN TRANSACTION FEE

3.6% *Applicable Taxes

FRAUD LIABILITY

Lost Liability Cover

Joining Fee
₹199
Annual Fee
₹199
APR
42%
Min. Credit Score
710

FEATURES

  • Accumulate 3X reward points on other retail transactions.
  • Reward yourself with 5% savings on utility and grocery expenses.
  • Get a 1% fuel surcharge waiver on fuel purchases at Authorized HPCL Fuel stations.

WELCOME OFFERS

  • Enjoy the welcome benefit of ₹2500.
  • Get ₹500 cashback on your first fuel transaction of ₹500 or more at HPCL stations.
  • Enjoy 5% cashback, capped at ₹1,000, on the amount of your first EMI conversion transaction.
  • Receive a ₹150 discount on Swiggy orders over ₹500.
  • Avail ₹1000 off on car rentals through ZoomCar.
  • Benefit from discounts of up to 50% on both domestic and international car rentals with Eco Rent-A-Car and Europcar.
  • Note: All these offers are valid within 30 days of setting up your card.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover of Rs. 25000

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