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IRCTC BOB Credit Card

IRCTC BOB Credit Card

Travel
Rewards
Fuel
Railway Lounge
Shopping
4.6
Joining Fee
₹500
Annual Fee
₹350
APR
42%
Min. Credit Score
700
IRCTC BoB Credit Card is tailored towards individuals who love romantic train rides and enjoy getting benefits with each travelling adventure. With a joining fee of INR 500 and an attractive travelling benefit of a bonus of 1000 reward points on completing the first transaction of INR 1000 within 45 days of card activation, the IRCTC BoB is the best travel credit card in India. This credit card ea...

FEATURES

  • Gain up to 40 reward points for every Rs.100 on booking tickets on IRCTC.
  • Get 4 reward points on spending Rs. 100 at grocery and retail stores.
  • Enjoy a 1% fuel surcharge waiver with a maximum capping of Rs.100 per statement cycle.

WELCOME OFFERS

  • Receive 1000 bonus Reward Points when you make a transaction of Rs. 1000 or more using your card within the first 45 days of card issuance.

FOREIGN TRANSACTION FEE

-1% *Applicable Taxes

FRAUD LIABILITY

Card Lost Liability Cover

IRCTC BOB Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
21-65 Years
Min. and Max. age limit for the applicant
₹30,000
Minimum monthly income
₹4,80,000
ITR (For Non-Salaried Individual)
700
Minimum Credit Score required
Meeting Criteria? Apply Now
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Card Details
Kotak Mojo Platinum Credit Card
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Joining Fee ₹1,000 ₹1,200 ₹2,500 ₹500
Annual Fee ₹1,000 ₹1,200 ₹2,500 ₹500
APR 42 47.88 43.2 43.2
Ratings
3.9
3.7
3.9
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Features
  • 2.5 Mojo points on every Rs. 100 spent online.
  • 1 mojo point for all the others spent worth Rs. 100 (excluding cash withdrawal and fuel).
  • 8 complimentary annual domestic airport lounge visits.
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • Earn 4 reward points for every INR 150 spent on retail purchases.
  • 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
  • Experience exceptional dining perks through the Good Food Trail program.
  • Quarterly Rs. 500 Gift Voucher on 50,000 spending.
  • 1% fuel surcharge waived, up to Rs. 500/month.
  • 4 Reward Points on Rs. 150 spent online.
  • Get up to 20% savings off on all your restaurant bill payment
Welcome Offers
  • Spend Rs.30000 within 90 days of card issuance and get the joining fee waived.
  • Movies: Redeem your earned points for BookMyShow Vouchers.
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
  • Pay the joining fees and get 2500 reward points credited.
  • Assured Flat 25% Off at 2000+ premium restaurants
  • The card offers you 500 Cash Points as a welcome benefit (applicable only on payment of membership fee).

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