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IDFC First Classic Credit Card

IDFC First Classic Credit Card

Fuel
Rewards
Travel
Movies
Railway Lounge
4.7
Joining Fee
₹199
Annual Fee
₹199
APR
42%
Min. Credit Score
710
The IDFC First Classic Credit Card is a versatile financial tool offering a blend of lifestyle and travel benefits. With no joining fee, it targets frequent travellers and reward point enthusiasts. It comes with a welcome bonus of ₹500, a 5% cashback on the first EMI transaction, and a monthly 25% discount on movie tickets via Paytm. The card allows you to earn up to 6X reward points on online spe...

FEATURES

  • Earn 6X reward points on online shopping for amounts up to ₹20,000 per month.
  • Enjoy 3X reward points on offline purchases for amounts up to ₹20,000 per month.
  • Enjoy the benefit of 4 complimentary railway lounge access every quarter.

WELCOME OFFERS

  • Receive a welcome bonus of ₹500 when you spend ₹15,000 or more within the first 90 days of your card's activation.
  • Enjoy a 5% cashback, capped at ₹1,000, on the value of your first EMI transaction completed within 30 days of activating your card.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover of Rs. 25000

IDFC First Classic Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
21-65 Years
Min. and Max. age limit for the applicant
₹25,000
Minimum monthly income
₹3,00,000
ITR (For Non-Salaried Individual)
710
Minimum Credit Score required
Meeting Criteria? Apply Now
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Card Details
RBL Bank Cookies Credit Card
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AXIS Magnus Credit Card
Joining Fee ₹1,200 Free ₹500 ₹12,500
Annual Fee ₹1,200 Free ₹500 ₹12,500
APR 47.88 41.88 52.86 52.86
Ratings
3.7
4.6
4.4
3.0
Features
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • Get a 1% fuel surcharge waiver on INR 400-5000 spending.
  • Upto 10X reward on online and offline spending.
  • Premium membership to OTT and Cult.fit.
  • Earn 5% cashback on purchases at Flipkart.
  • Enjoy 4 complimentary domestic airport lounges yearly.
  • Up to 15% dining discounts at partner restaurants in India.
  • Enjoy 12 Axis EDGE REWARDS Points on INR 200 spending.
  • Unlimited complimentary international lounge access.
  • 40% discount on dining at over 4000 restaurants in India.
Welcome Offers
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
  • Customised based on the card selected
  • Movies: 3 months complimentary membership to OTT
  • Get a welcome voucher from multiple brands.
  • Receive INR 500 Flipkart vouchers with the first use of your Flipkart Axis Bank credit card. Check terms for details.
  • Get a 50% off, capped at INR 100, for your first Swiggy order. Use the code "AXISFKNEW". See terms for more info.
  • Movie: 4% accelerated cashback at PVR cinemas.
  • E-vouchers worth INR 12500 to select from either of the providers given below.
  • You can select from a Luxe gift card, Yatra gift voucher, or The Postcard Hotels gift voucher.
  • Eligible to translate within the first 30 days of card issuance.

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