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METRO Kotak Credit Card

METRO Kotak Credit Card

Shopping
Cashback
Rewards
Travel
Lifetime Free
4.3
Joining Fee
Free
Annual Fee
Free
APR
42%
Min. Credit Score
700
The METRO Kotak Credit Card is a co-branded offering designed for METRO Wholesale members, such as Kirana store owners and restaurateurs. It boasts a joining fee of NIL and a compelling cashback program, including a welcome benefit of INR 500 on a single-day transaction of INR 10,000 within the first 30 days of card issuance. With no annual fees, the card incentivizes spending with up to 1% cashba...

FEATURES

  • Earn INR 500 intro cashback.
  • 1% cashback on  spending more than INR 5 lakhs/month.
  • 0.25% to 0.50% cashback on spending less than 5 lakhs/month.

WELCOME OFFERS

  • Avail INR 500 cashback when you make a transaction of INR 10,000 in a day.
  • The offer is available for transactiona made within the initial 30 days of card issuance.
  • The offer is valid on first swipe only.

FOREIGN TRANSACTION FEE

-1% *Applicable Taxes

FRAUD LIABILITY

Zero card lost liability protection

METRO Kotak Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
21-65 Years
Min. and Max. age limit for the applicant
₹30,000
Minimum monthly income
₹6,00,000
ITR (For Non-Salaried Individual)
700
Minimum Credit Score required
Meeting Criteria? Apply Now
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Card Details
Kotak Mojo Platinum Credit Card
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Joining Fee ₹1,000 ₹1,200 ₹60,000 ₹2,500
Annual Fee ₹1,000 ₹1,200 ₹60,000 ₹2,500
APR 42 47.88 0 43.2
Ratings
3.9
3.7
3.4
3.9
Features
  • 2.5 Mojo points on every Rs. 100 spent online.
  • 1 mojo point for all the others spent worth Rs. 100 (excluding cash withdrawal and fuel).
  • 8 complimentary annual domestic airport lounge visits.
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • Get 25% off at Taj, SeleQtions, and Vivanta Hotels.
  • Get access to the airport lounges.
  • Enjoy 24*7 Concierge service.
  • Earn 4 reward points for every INR 150 spent on retail purchases.
  • 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
  • Experience exceptional dining perks through the Good Food Trail program.
Welcome Offers
  • Spend Rs.30000 within 90 days of card issuance and get the joining fee waived.
  • Movies: Redeem your earned points for BookMyShow Vouchers.
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
  • Get vouchers worth INR 45,000 from Taj, SeleQtions, and Vivanta Hotels.
  • Spend at least INR 50,000 within the first two months of your membership to get the welcome gift.
  • Get a voucher in 6-8 weeks of meeting the condition.
  • Pay the joining fees and get 2500 reward points credited.
  • Assured Flat 25% Off at 2000+ premium restaurants

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