Card Details | RBL Bank Cookies Credit Card | American Express Platinum Credit Card | HDFC Regalia Credit Card | HDFC IndianOil Credit Card |
Joining Fee | ₹1,200 | ₹60,000 | ₹2,500 | ₹500 |
Annual Fee | ₹1,200 | ₹60,000 | ₹2,500 | ₹500 |
APR | 47.88 | 0 | 43.2 | 43.2 |
Ratings | | | | |
Features | - Collect 5 points for each INR 100 you spend on online shopping transactions.
- Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
- Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
| - Get 25% off at Taj, SeleQtions, and Vivanta Hotels.
- Get access to the airport lounges.
- Enjoy 24*7 Concierge service.
| - Earn 4 reward points for every INR 150 spent on retail purchases.
- 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
- Experience exceptional dining perks through the Good Food Trail program.
| - Receive up to 50 litres of free fuel annually.
- Every INR 150 spent on any purchases entitles you to 1 Fuel Point.
- Save 2.5% on dining expenses.
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Welcome Offers | - Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
| - Get vouchers worth INR 45,000 from Taj, SeleQtions, and Vivanta Hotels.
- Spend at least INR 50,000 within the first two months of your membership to get the welcome gift.
- Get a voucher in 6-8 weeks of meeting the condition.
| - Pay the joining fees and get 2500 reward points credited.
- Assured Flat 25% Off at 2000+ premium restaurants
| - Get a complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership
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