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IRCTC SBI Platinum Credit Card

IRCTC SBI Platinum Credit Card

Fuel
Rewards
Travel
Railway Lounge
4.7
Joining Fee
₹300
Annual Fee
₹500
APR
42%
Min. Credit Score
750
Discover the perfect blend of convenience, rewards, and travel benefits with the IRCTC SBI Platinum Credit Card. For a nominal joining fee of INR 500, enjoy benefits tailored for frequent travellers and everyday spenders alike. Earn 350 bonus reward points with your first transaction of INR 500, and continue racking up points for every INR 125 spent on non-fuel retail purchases. Enjoy up to 4 comp...

FEATURES

  • Earn 1 reward point for every INR 125 spent on non-fuel retail purchases, which also includes railway ticket bookings on www.irctc.co.in and the IRCTC Mobile App (Android only).
  • Benefit from a 1% discount on transaction charges for railway ticket reservations made on www.irctc.co.in.
  • Avail 4 complimentary railway lounge accesses annually at select lounges in India, with a maximum of 1 access per quarter.

WELCOME OFFERS

  • Receive a bonus of 350 reward points by making a single transaction of INR 500 or above within the first 45 days of receiving the card.
  • Note that this offer doesn't apply to fuel and cash transactions.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

N/A

IRCTC SBI Platinum Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
21-65 Years
Min. and Max. age limit for the applicant
₹20,000
Minimum monthly income
₹3,00,000
ITR (For Non-Salaried Individual)
750
Minimum Credit Score required
Meeting Criteria? Apply Now
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Card Details
Kotak Mojo Platinum Credit Card
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HDFC Regalia Credit Card
Joining Fee ₹1,000 ₹1,200 ₹499 ₹2,500
Annual Fee ₹1,000 ₹1,200 ₹499 ₹2,500
APR 42 47.88 42 43.2
Ratings
3.9
3.7
4.3
3.9
Features
  • 2.5 Mojo points on every Rs. 100 spent online.
  • 1 mojo point for all the others spent worth Rs. 100 (excluding cash withdrawal and fuel).
  • 8 complimentary annual domestic airport lounge visits.
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • 8 reward points for every Rs. 150 spent
  • Fuel surcharge waiver upto Rs. 3500/- annually
  • Spend Rs. 1,25,000 every 6 months to get 4 PVR tickets or 10000 reward points.
  • Earn 4 reward points for every INR 150 spent on retail purchases.
  • 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
  • Experience exceptional dining perks through the Good Food Trail program.
Welcome Offers
  • Spend Rs.30000 within 90 days of card issuance and get the joining fee waived.
  • Movies: Redeem your earned points for BookMyShow Vouchers.
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
  • Receive 5000 reward points worth Rs. 500 after the joining fee has been processed.
  • This is allowed for league joining fee type only.
  • Receive a movie voucher worth Rs. 500 as a joining gift
  • Pay the joining fees and get 2500 reward points credited.
  • Assured Flat 25% Off at 2000+ premium restaurants

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