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Eligibility Criteria
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Bank of Baroda Eterna Credit Card

Bank of Baroda Eterna Credit Card

Shopping
Rewards
Travel
Movies
Airport Lounge
4.0
Joining Fee
₹2499
Annual Fee
₹2499
APR
39%
Min. Credit Score
750
Exclusive dining benefits, fitness programme subscriptions, immense travel benefits, or movies and shopping? There’s a benefit coupled with whatever you do! Get the best Bank of Baroda credit card in India, the Bank of Baroda Eterna Credit Card. Pay a nominal fee of INR 2499 and enjoy earning 15 reward points every time you spend over INR 150 on online shopping, 1% waived on fuel bills to save you...

FEATURES

  • For every INR 150 spent on online purchases, you will receive 15 reward points
  • 1% of fuel is waived at all fuel stations across the country.
  • Upon spending INR 5 lakh annually, you will receive 20,000 bonus reward points.

WELCOME OFFERS

  • Complimentary 6-month Fitpass Membership

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

Zero card lost liability protection

Bank of Baroda Eterna Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
21-65 Years
Min. and Max. age limit for the applicant
₹1,00,000
Minimum monthly income
₹12,00,000
ITR (For Non-Salaried Individual)
750
Minimum Credit Score required
Meeting Criteria? Apply Now
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Card Details
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Joining Fee ₹1,200 ₹500 ₹12,500 Free
Annual Fee ₹1,200 ₹500 ₹12,500 Free
APR 47.88 52.86 52.86 42
Ratings
3.7
4.4
3.0
4.5
Features
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • Earn 5% cashback on purchases at Flipkart.
  • Enjoy 4 complimentary domestic airport lounges yearly.
  • Up to 15% dining discounts at partner restaurants in India.
  • Enjoy 12 Axis EDGE REWARDS Points on INR 200 spending.
  • Unlimited complimentary international lounge access.
  • 40% discount on dining at over 4000 restaurants in India.
  • Accumulate 6X loyalty points on web-based shopping for expenditures not exceeding ₹20,000 per month.
  • Collect 3X loyalty points for in-store buys up to a limit of ₹20,000 every month.
  • Get up to 4 free railway lounge entries each quarter.
  • 4 complimentery golf rounds and 12 complimentery golf lessons per calender year.
Welcome Offers
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
  • Get a welcome voucher from multiple brands.
  • Receive INR 500 Flipkart vouchers with the first use of your Flipkart Axis Bank credit card. Check terms for details.
  • Get a 50% off, capped at INR 100, for your first Swiggy order. Use the code "AXISFKNEW". See terms for more info.
  • Movie: 4% accelerated cashback at PVR cinemas.
  • E-vouchers worth INR 12500 to select from either of the providers given below.
  • You can select from a Luxe gift card, Yatra gift voucher, or The Postcard Hotels gift voucher.
  • Eligible to translate within the first 30 days of card issuance.
  • Earn an initial bonus of ₹500 when you make purchases totalling ₹15,000 or more within your card's first 90 days of activation.
  • Enjoy a 5% cash rebate on the first EMI payment you make within 30 days of card activation, up to a maximum of ₹1,000.

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