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Kotak White Credit Card

Kotak White Credit Card

Shopping
Travel
Rewards
Airport Lounge
Lifestyle
3.5
Joining Fee
₹3000
Annual Fee
₹3000
APR
34.4%
Min. Credit Score
750
The Kotak White Credit Card is especially advantageous for avid travellers and lounge enthusiasts. With a focus on luxury and comfort, this card provides access to over 1300 VIP lounges in 148 countries, enhancing your travel experience globally. You'll also enjoy four complimentary international lounge passes each year, making layovers and waiting times more comfortable. The card further enhances...

FEATURES

  • Earn up to ₹27,000 White Pass value annually in spending of INR 12 lakh.
  • Access VIP lounges in 148 countries worldwide.
  • Get 4 complimentary international lounge passes every year.

WELCOME OFFERS

  • Earn a White Pass value worth ₹1500 by spending ₹30,000 within 60 days.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

N/A

Kotak White Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
28-65 Years
Min. and Max. age limit for the applicant
₹2,00,000
Minimum monthly income
₹25,00,000
ITR (For Non-Salaried Individual)
750
Minimum Credit Score required
Meeting Criteria? Apply Now
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Joining Fee ₹1,200 ₹2,500 ₹500 ₹500
Annual Fee ₹1,200 ₹2,500 ₹500 ₹500
APR 47.88 43.2 43.2 52.86
Ratings
3.7
3.9
4.2
4.4
Features
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • Earn 4 reward points for every INR 150 spent on retail purchases.
  • 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
  • Experience exceptional dining perks through the Good Food Trail program.
  • Receive up to 50 litres of free fuel annually.
  • Every INR 150 spent on any purchases entitles you to 1 Fuel Point.
  • Save 2.5% on dining expenses.
  • Earn 5% cashback on purchases at Flipkart.
  • Enjoy 4 complimentary domestic airport lounges yearly.
  • Up to 15% dining discounts at partner restaurants in India.
Welcome Offers
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
  • Pay the joining fees and get 2500 reward points credited.
  • Assured Flat 25% Off at 2000+ premium restaurants
  • Get a complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership
  • Get a welcome voucher from multiple brands.
  • Receive INR 500 Flipkart vouchers with the first use of your Flipkart Axis Bank credit card. Check terms for details.
  • Get a 50% off, capped at INR 100, for your first Swiggy order. Use the code "AXISFKNEW". See terms for more info.
  • Movie: 4% accelerated cashback at PVR cinemas.

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