Card Details | HDFC Regalia Gold Credit Card | RBL Bank Cookies Credit Card | AU Bank LIT Credit Card | Flipkart Axis Bank Credit Card |
Joining Fee | ₹2,500 | ₹1,200 | Free | ₹500 |
Annual Fee | ₹2,500 | ₹1,200 | Free | ₹500 |
APR | 43.2 | 47.88 | 41.88 | 52.86 |
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Features | - INR 1500 vouchers on spending INR 1.5 Lakhs quarterly.
- INR 5000 flight ticket on spending INR 7.5 Lakhs.
- 4 Reward Points on every INR 150 spent, 5X on select purchases.
| - Collect 5 points for each INR 100 you spend on online shopping transactions.
- Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
- Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
| - Get a 1% fuel surcharge waiver on INR 400-5000 spending.
- Upto 10X reward on online and offline spending.
- Premium membership to OTT and Cult.fit.
| - Earn 5% cashback on purchases at Flipkart.
- Enjoy 4 complimentary domestic airport lounges yearly.
- Up to 15% dining discounts at partner restaurants in India.
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Welcome Offers | - On spending over INR 1 Lakh within 90 days of issuing the card, you'll receive a free MMT Black Elite and Club Vistara Silver Tier membership.
- Get a gift voucher worth INR 2500.
| - Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
| - Customised based on the card selected
- Movies: 3 months complimentary membership to OTT
| - Get a welcome voucher from multiple brands.
- Receive INR 500 Flipkart vouchers with the first use of your Flipkart Axis Bank credit card. Check terms for details.
- Get a 50% off, capped at INR 100, for your first Swiggy order. Use the code "AXISFKNEW". See terms for more info.
- Movie: 4% accelerated cashback at PVR cinemas.
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