Home >  Credit Cards >  Idfc First Bank >  Idfc First Wealth Credit Card 69
Credit Card Details
Eligibility Criteria
Credit Card Comparison
IDFC First Wealth Credit Card

IDFC First Wealth Credit Card

Rewards
Travel
Lifestyle
Airport Lounge
Cashback
4.2
Joining Fee
₹199
Annual Fee
₹199
APR
42%
Min. Credit Score
700
IDFC comes with the best credit card in India, and it has a lifetime free offer! No joining fee or annual fee for IDFC FIRST Wealth Credit Card holders! Enjoy the welcome benefit of ₹500 on the spond of ₹15,000 within the first 90 days and a 5% rebate, ₹1,000 maximum, on your very first EMI payment under 30 days of card activation. Unlock an attractive deal of BOGO on booking movie tickets from Pa...

FEATURES

  • Enjoy 6X reward points on online shopping for expenditures not exceeding ₹20,000 per month.
  • Get 3X loyalty points for offline purchases up to a limit of ₹20,000 every month.
  • Get up to 4 free domestic and international airport lounge entries each quarter.

WELCOME OFFERS

  • Earn a ₹500 introductory bonus when you spend at least 15,000 within the first 90 days of activating your card.
  • Get a 5% cash rebate, up to a maximum of ₹1,000, on your first EMI payment made within 30 days of card activation.

FOREIGN TRANSACTION FEE

1.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover of Rs. 50000

IDFC First Wealth Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
21-65 Years
Min. and Max. age limit for the applicant
₹3,00,000
Minimum monthly income
₹36,00,000
ITR (For Non-Salaried Individual)
700
Minimum Credit Score required
Meeting Criteria? Apply Now
Comparing Similar Cards For You
Card Details
RBL Bank Cookies Credit Card
AU Bank LIT Credit Card
Flipkart Axis Bank Credit Card
AXIS Magnus Credit Card
Joining Fee ₹1,200 Free ₹500 ₹12,500
Annual Fee ₹1,200 Free ₹500 ₹12,500
APR 47.88 41.88 52.86 52.86
Ratings
3.7
4.6
4.4
3.0
Features
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • Get a 1% fuel surcharge waiver on INR 400-5000 spending.
  • Upto 10X reward on online and offline spending.
  • Premium membership to OTT and Cult.fit.
  • Earn 5% cashback on purchases at Flipkart.
  • Enjoy 4 complimentary domestic airport lounges yearly.
  • Up to 15% dining discounts at partner restaurants in India.
  • Enjoy 12 Axis EDGE REWARDS Points on INR 200 spending.
  • Unlimited complimentary international lounge access.
  • 40% discount on dining at over 4000 restaurants in India.
Welcome Offers
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
  • Customised based on the card selected
  • Movies: 3 months complimentary membership to OTT
  • Get a welcome voucher from multiple brands.
  • Receive INR 500 Flipkart vouchers with the first use of your Flipkart Axis Bank credit card. Check terms for details.
  • Get a 50% off, capped at INR 100, for your first Swiggy order. Use the code "AXISFKNEW". See terms for more info.
  • Movie: 4% accelerated cashback at PVR cinemas.
  • E-vouchers worth INR 12500 to select from either of the providers given below.
  • You can select from a Luxe gift card, Yatra gift voucher, or The Postcard Hotels gift voucher.
  • Eligible to translate within the first 30 days of card issuance.

© 2025 Buyhatke Internet Private Limited. All rights reserved.