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IDFC FIRST Power + Credit Card

IDFC FIRST Power + Credit Card

Fuel
Cashback
Rewards
Travel
Lifestyle
4.7
Joining Fee
₹199
Annual Fee
₹199
APR
42%
Min. Credit Score
710
Lead the premium lifestyle by becoming the owner of the IDFC First Power+ Credit Card. Just pay a small joining fee of ₹499 and reap the benefits of the best IDFC Rewards credit card in India. Benefits include 25% off on movie ticket booking via the Paytm Mobile app, capped at ₹100 every month, a welcome benefit of ₹1650, 3x reward points for every ₹150 on any retail transaction, 1% waived for HPC...

FEATURES

  • Accumulate 3X reward points on other retail transactions.
  • Reward yourself with 5% savings on utility and grocery expenses.
  • Get a 1% fuel surcharge waiver on fuel purchases at Authorized HPCL Fuel stations.

WELCOME OFFERS

  • Enjoy the welcome benefit of ₹2500.
  • Get ₹500 cashback on your first fuel transaction of ₹500 or more at HPCL stations.
  • Enjoy 5% cashback, capped at ₹1,000, on the amount of your first EMI conversion transaction.
  • Receive a ₹150 discount on Swiggy orders over ₹500.
  • Avail ₹1000 off on car rentals through ZoomCar.
  • Benefit from discounts of up to 50% on both domestic and international car rentals with Eco Rent-A-Car and Europcar.
  • Note: All these offers are valid within 30 days of setting up your card.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover of Rs. 25000

IDFC FIRST Power + Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
21-65 Years
Min. and Max. age limit for the applicant
₹25,000
Minimum monthly income
₹3,00,000
ITR (For Non-Salaried Individual)
710
Minimum Credit Score required
Meeting Criteria? Apply Now
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Card Details
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Joining Fee ₹1,200 Free ₹500 ₹2,000
Annual Fee ₹1,200 Free ₹500 ₹2,000
APR 47.88 41.88 52.86 47.88
Ratings
3.7
4.6
4.4
3.7
Features
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • Get a 1% fuel surcharge waiver on INR 400-5000 spending.
  • Upto 10X reward on online and offline spending.
  • Premium membership to OTT and Cult.fit.
  • Earn 5% cashback on purchases at Flipkart.
  • Enjoy 4 complimentary domestic airport lounges yearly.
  • Up to 15% dining discounts at partner restaurants in India.
  • Earn 2 reward points for each INR  100 you spend.
  • Accumulate 10 Points for every INR  100 used on dining, utility bill payments, entertainment, and international purchases.
  • Enjoy a full waiver on the 1% fuel surcharge for all transactions.
Welcome Offers
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
  • Customised based on the card selected
  • Movies: 3 months complimentary membership to OTT
  • Get a welcome voucher from multiple brands.
  • Receive INR 500 Flipkart vouchers with the first use of your Flipkart Axis Bank credit card. Check terms for details.
  • Get a 50% off, capped at INR 100, for your first Swiggy order. Use the code "AXISFKNEW". See terms for more info.
  • Movie: 4% accelerated cashback at PVR cinemas.
  • Start your journey with an amazing 8000 welcome reward points, valid on making a purchase within 30 days of card issuance.
  • Movies: Receive a free movie ticket (up to INR 100) every month on BookMyShow when buying 2 or more tickets.

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