Best Movie Credit Cards in India (2024)

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Joining Fee
Free
Annual Fee
Free
APR
42%
Min. Credit Score
700

FEATURES

  • Earn INR 500 intro cashback.
  • 1% cashback on  spending more than INR 5 lakhs/month.
  • 0.25% to 0.50% cashback on spending less than 5 lakhs/month.

WELCOME OFFERS

  • Avail INR 500 cashback when you make a transaction of INR 10,000 in a day.
  • The offer is available for transactiona made within the initial 30 days of card issuance.
  • The offer is valid on first swipe only.

FOREIGN TRANSACTION FEE

-1% *Applicable Taxes

FRAUD LIABILITY

Zero card lost liability protection

Joining Fee
₹750
Annual Fee
₹750
APR
39%
Min. Credit Score
750

FEATURES

  • Get 5X rewards on spending INR 100.
  • Enjoy the 1% fuel surcharge waiver.
  • Up to 3 add-on cards are available.

WELCOME OFFERS

  • Fee reversal on spending INR 7500 in 60 days
  • Dining: 5X rewards on online spends

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero card lost liability protection

Joining Fee
₹1000
Annual Fee
₹1000
APR
39%
Min. Credit Score
700

FEATURES

  • For every INR 100 spent on travel, dining, and international purchases, you will receive 5x reward points
  • 1% fuel surcharge waiver at all fuel stations across the country between transactions of INR 400 and INR 5,000.
  • Airport lounges visit once a quarter in a calendar year.

WELCOME OFFERS

  • Get a fee reversal for spending INR 10,000 within the first 60 days of card setup.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero card lost liability protection

Bank of Baroda Varunah Credit Card
Bank of Baroda Varunah Credit Card
Rewards
Cashback
Lifetime Free
Shopping
Fuel
4.6
Joining Fee
Free
Annual Fee
Free
APR
39%
Min. Credit Score
750

FEATURES

  • Spend INR 100 or more on groceries or at a department store and earn 5 times extra reward points.
  • When you make purchases in other categories, you can earn one reward point for every INR 100 spent.
  • Get 1% off on fuel surcharge for transactions between ₹400 - ₹5,000 at all fuel stations in India, up to ₹250 per billing cycle.

WELCOME OFFERS

  • Free one-year subscriptions to Amazon Prime, Zomato Pro, and Fitpass (available with the Varunah Plus and Varunah Premium Credit Cards), as well as 1,000 additional Reward Points with the Varunah Premium Card.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero card lost liability protection

Joining Fee
Free
Annual Fee
Free
APR
41.88%
Min. Credit Score
700

FEATURES

  • Lifetime free credit card
  • 5X reward points on bill payments
  • Receive complimentary access to domestic lounges annually.

WELCOME OFFERS

  • Upon card activation within the first 30 days of issuance, you are entitled to a complimentary 6-month FitPass Pro membership and 1,000 bonus Reward Points.

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

Zero card lost liability protection

Joining Fee
₹499
Annual Fee
₹499
APR
42%
Min. Credit Score
700

FEATURES

  • Accumulate 10X reward points on Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Eazydiner/ Myntra/ Netmeds/ Yatra.
  • For all other online expenses, get 5X reward points.
  • Starting from the second year, delight in the annual membership fee being waived.

WELCOME OFFERS

  • Pay the joining fees and get an Amazon voucher worth INR 500 for free.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

N/A

Joining Fee
₹499
Annual Fee
₹499
APR
42%
Min. Credit Score
700

FEATURES

  • INR 1,000 off on domestic flight bookings with a minimum transaction of INR 5,000.
  • 20% off on domestic hotels with a minimum transaction of INR 3,000 and a maximum discount of INR 2,000.
  • Earn 6 reward points for every INR 100 spent on international spends with up to 5,000 reward points per month.

WELCOME OFFERS

  • Pay the joining fees and get an yatra.com voucher worth INR 8250 for free.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

NA

Joining Fee
₹3000
Annual Fee
₹3000
APR
47.88%
Min. Credit Score
750

FEATURES

  • Earn 5 Points for each INR  100 you spend within the country.
  • Accumulate 10 Points for every INR  100 used on transactions abroad.
  • Enjoy a full waiver on the 1% fuel surcharge for all transactions ranging from INR  500 to INR  4000.

WELCOME OFFERS

  • N/AMovies: Enjoy a flat INR 500 discount on booking movie tickets via BookMyShow every month.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

N/A

Joining Fee
₹500
Annual Fee
₹500
APR
40.8%
Min. Credit Score
750

FEATURES

  • INR 100 cashback on the first HPPay purchase.
  • 5% cashback on utilities, groceries, and stores.
  • Complimentary 24x7 Road Assistance Service (RAS).

WELCOME OFFERS

  • Earn 2,000 Reward Points upon card activation and fee payment. This is available when you spend INR 5000 within 2 months of joining the card.
  • Get INR 100 added to the HP Pay app wallet as cashback as the joining benefit.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

N/A

Joining Fee
₹199
Annual Fee
₹199
APR
40.8%
Min. Credit Score
750

FEATURES

  • 1% surcharge waiver on fuel purchases.
  • 2 Reward Points for every INR 100 spent.
  • 2.5% cashback on fuel purchases of a minimum of INR 500.

WELCOME OFFERS

  • Offers from the ICICI Bank Culinary Treats program.
  • Lifestyle: 25% off BookMyShow movie tickets & dining discounts.

FOREIGN TRANSACTION FEE

1.99% *Applicable Taxes

FRAUD LIABILITY

N/A

Joining Fee
₹3000
Annual Fee
₹3000
APR
34.4%
Min. Credit Score
750

FEATURES

  • Earn up to ₹27,000 White Pass value annually in spending of INR 12 lakh.
  • Access VIP lounges in 148 countries worldwide.
  • Get 4 complimentary international lounge passes every year.

WELCOME OFFERS

  • Earn a White Pass value worth ₹1500 by spending ₹30,000 within 60 days.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

N/A

Joining Fee
₹449
Annual Fee
₹449
APR
42%
Min. Credit Score
750

FEATURES

  • 12 Reward points per INR 150 on grocery and dining.
  • 24 Reward points per INR 150 at IndianOil outlets.
  • 3 Reward points per INR 150 on other spends.

WELCOME OFFERS

  • Spend INR 500 or more within 30 days of issuance to earn 1000 Reward Points.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

N/A

YES First Exclusive Credit Card
YES First Exclusive Credit Card
Shopping
Rewards
Travel
Lifestyle
Dine In
3.9
Joining Fee
₹1999
Annual Fee
₹1999
APR
35.88%
Min. Credit Score
750

FEATURES

  • Earn 8000 exclusive reward points on renewal.
  • Enjoy a minimum 15% discount on selected restaurants.
  • Get access to lounge facilities globally.

WELCOME OFFERS

  • Free Amazon gift voucher of Rs. 500 on spending Rs.1000 in 30 days. (online application only)

FOREIGN TRANSACTION FEE

1.75% *Applicable Taxes

FRAUD LIABILITY

Zero card lost liability protection

YES Prosperity Edge Credit Card
YES Prosperity Edge Credit Card
Shopping
Lifestyle
Rewards
Travel
Dine In
4.3
Joining Fee
₹399
Annual Fee
₹399
APR
43.2%
Min. Credit Score
750

FEATURES

  • Receive 8 reward points for every INR 200 spent on travel and dining.
  • Enjoy a 1% surcharge waiver for transactions ranging from INR 400 to INR 5,000.
  • Benefit from a preferential foreign currency markup rate of only 2.75%.

WELCOME OFFERS

  • Get the Amazon gift voucher worth Rs.500 on spending Rs.1000 within 30 days of card setup (valid for online applied cards only)

FOREIGN TRANSACTION FEE

2.75% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover of Rs. 3 lakh

Joining Fee
Free
Annual Fee
Free
APR
42%
Min. Credit Score
700

FEATURES

  • Enjoy all the benefits of this card which is available for free for first 4 years.
  • For every spend of INR 100 get 1 reward point.
  • Get 1% fuel surcharge waiver on your fuel transactions.

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

NA

HDFC Bank Freedom Credit Card
HDFC Bank Freedom Credit Card
Shopping
Rewards
4.2
Joining Fee
₹500
Annual Fee
₹500
APR
43.2%
Min. Credit Score
700

FEATURES

  • Enjoy 10x CashPoints on paying to your favourite and frequent merchants, BigBasket, Swiggy, BookMyShow, Uber, and OYO.
  • 5x CashPoints can be earned with every EMI purchase at merchant stores.
  • Get discounts of up to 20% with the Swiggy Dineout feature.

WELCOME OFFERS

  • Upon membership fee payment and card activation, enjoy a welcome benefit of 500 cash points

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero Lost Liability Cover

Kotak IOCL RuPay Credit Card
Kotak IOCL RuPay Credit Card
Fuel
Rewards
Lifestyle
Travel
Dine In
4.6
Joining Fee
₹449
Annual Fee
₹449
APR
42%
Min. Credit Score
700

FEATURES

  • Enjoy 5% savings on Indian Oil Fuel bills
  • Get 1000 reward points as a welcome benefit
  • Save 2% on dining and grocery bills.

WELCOME OFFERS

  • 1000 reward points on spending of INR 500 within first 30 days

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

Joining Fee
₹1499
Annual Fee
₹1499
APR
43.2%
Min. Credit Score
750

FEATURES

  • Receive 2% back in the form of NeuCoins when spending on Tata Neu and associated Tata Brands. Check the complete list of qualifying brands.
  • Get a 1% reward in NeuCoins for purchases made outside of Tata brands and for Merchant EMI transactions.
  • After downloading the Tata Neu App and registering for Tata NeuPass, gain an extra 5% in NeuCoins for specific categories on the Tata Neu App/Website.

WELCOME OFFERS

  • Unlock INR 1499 Neu coins with your credit card as the reversal of your 1st year membership fee.
  • The reward will be given on completing 1 transaction within first 30 days of card issuance.
  • It will be available in Tata New App within 60 days of any such transaction.

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

Up to ₹9 lakhs

Joining Fee
₹1499
Annual Fee
₹1499
APR
42%
Min. Credit Score
700

FEATURES

  • Earn 3 CV points for every INR 200 spent.
  • Experience 4 free visits yearly to domestic airport lounges, capped at one each quarter.
  • With the Club Vistara SBI Card, enjoy a complimentary Priority Pass Membership.

WELCOME OFFERS

  • Receive an E-Gift Voucher for 1 Economy class ticket upon paying the Annual/Renewal fee.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability of Rs. 1 lakh

Joining Fee
₹3000
Annual Fee
₹3000
APR
52.86%
Min. Credit Score
700

FEATURES

  • Collect 10 Axis EDGE points for each spend of INR 200.
  • Get 2X reward points for every INR 200 on retail shopping.
  • Enjoy upto 12 complimentary international airport lounge access with the help of Priority Pass membership.

WELCOME OFFERS

  • Earn 10,000 EDGE REWARD Points equivalent to Rs.2000 on your initial card transaction.
  • Ensure the transaction is completed within the first 30 days after card issuance.
  • The points will be added to your EDGE REWARDS account within T+12 business days, where T represents the date of the transaction.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

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