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HDFC Bank Freedom Credit Card

HDFC Bank Freedom Credit Card

Shopping
Rewards
4.2
Joining Fee
₹500
Annual Fee
₹500
APR
43.2%
Min. Credit Score
700
The best shopping credit card out there is the HDFC Bank Freedom Credit Card, with 10 times the reward benefits this card comes out as a hero for its frequent users. By paying only ₹500 as a joining fee you get to unlock the earnings of 10x reward points when making a payment on either of the big merchants like BigBasket, OYO, and many more! Not just reward points, a 20% discount for using the Swi...

FEATURES

  • Enjoy 10x CashPoints on paying to your favourite and frequent merchants, BigBasket, Swiggy, BookMyShow, Uber, and OYO.
  • 5x CashPoints can be earned with every EMI purchase at merchant stores.
  • Get discounts of up to 20% with the Swiggy Dineout feature.

WELCOME OFFERS

  • Upon membership fee payment and card activation, enjoy a welcome benefit of 500 cash points

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero Lost Liability Cover

HDFC Bank Freedom Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
21-65 Years
Min. and Max. age limit for the applicant
₹12,000
Minimum monthly income
₹6,00,000
ITR (For Non-Salaried Individual)
700
Minimum Credit Score required
Meeting Criteria? Apply Now
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Joining Fee ₹499 ₹1,000 ₹1,200 ₹999
Annual Fee ₹499 ₹1,000 ₹1,200 ₹999
APR 42 42 47.88 47.88
Ratings
4.3
3.9
3.7
3.9
Features
  • Accumulate 10 reward points for every Rs 150 expenditure on dining, movies, groceries, and departmental stores.
  • For all other expenses, get 1 reward point on every Rs 150 spent.
  • Starting from the second year, delight in the annual membership fee being waived.
  • 2.5 Mojo points on every Rs. 100 spent online.
  • 1 mojo point for all the others spent worth Rs. 100 (excluding cash withdrawal and fuel).
  • 8 complimentary annual domestic airport lounge visits.
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • For every INR 100 spent on any purchase, earn 1 reward point. (can be used on RBL environment only)
  • Get 12 reward points for every INR 100 spent online. (can be used on RBL environment only)
  • Enjoy the benefit of a fuel surcharge waiver with a maximum capping of INR 100 per month.
Welcome Offers
  • Get 2000 reward points by spending INR 2,000 or more in just the first 60 days of card issuance.
  • Spend Rs.30000 within 90 days of card issuance and get the joining fee waived.
  • Movies: Redeem your earned points for BookMyShow Vouchers.
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
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