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Bank of Baroda Varunah Credit Card

Bank of Baroda Varunah Credit Card

Rewards
Cashback
Lifetime Free
Shopping
Fuel
4.6
Joining Fee
Free
Annual Fee
Free
APR
39%
Min. Credit Score
750
The exclusive credit card specifically made for Indian Navy officers, the Bank Of Baroda Varunah Credit Card, is the ultimate rewards card! The best Bank Of Baroda credit card in India for the defense officers of the Navy boasts of 0 joining and annual fee and a low foreign currency exchange rate of 2% with attractive benefits such as 5 times more reward points on daily expenses, free accidental d...

FEATURES

  • Spend INR 100 or more on groceries or at a department store and earn 5 times extra reward points.
  • When you make purchases in other categories, you can earn one reward point for every INR 100 spent.
  • Get 1% off on fuel surcharge for transactions between ₹400 - ₹5,000 at all fuel stations in India, up to ₹250 per billing cycle.

WELCOME OFFERS

  • Free one-year subscriptions to Amazon Prime, Zomato Pro, and Fitpass (available with the Varunah Plus and Varunah Premium Credit Cards), as well as 1,000 additional Reward Points with the Varunah Premium Card.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero card lost liability protection

Bank of Baroda Varunah Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
21-65 Years
Min. and Max. age limit for the applicant
₹25,000
Minimum monthly income
₹6,00,000
ITR (For Non-Salaried Individual)
750
Minimum Credit Score required
Meeting Criteria? Apply Now
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Joining Fee ₹499 ₹1,000 ₹1,200 ₹999
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APR 42 42 47.88 47.88
Ratings
4.3
3.9
3.7
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Features
  • Accumulate 10 reward points for every Rs 150 expenditure on dining, movies, groceries, and departmental stores.
  • For all other expenses, get 1 reward point on every Rs 150 spent.
  • Starting from the second year, delight in the annual membership fee being waived.
  • 2.5 Mojo points on every Rs. 100 spent online.
  • 1 mojo point for all the others spent worth Rs. 100 (excluding cash withdrawal and fuel).
  • 8 complimentary annual domestic airport lounge visits.
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • For every INR 100 spent on any purchase, earn 1 reward point. (can be used on RBL environment only)
  • Get 12 reward points for every INR 100 spent online. (can be used on RBL environment only)
  • Enjoy the benefit of a fuel surcharge waiver with a maximum capping of INR 100 per month.
Welcome Offers
  • Get 2000 reward points by spending INR 2,000 or more in just the first 60 days of card issuance.
  • Spend Rs.30000 within 90 days of card issuance and get the joining fee waived.
  • Movies: Redeem your earned points for BookMyShow Vouchers.
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
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