Best Kotak Mahindra Bank credit cards - Compare & Apply Online
Kotak Mahindra Bank Ltd. is an Indian bank based in Mumbai. It started in 1985 and has become one of the largest private banks in the country.
The bank provides various services including retail banking, corporate banking, SME banking, and wealth management to individuals, small and medium enterprises, and large corporations.
The bank has invested in digital banking and introduced new products and services to improve customer experience. It is also involved in social initiatives and is committed to sustainability.
As of 2024, Kotak Mahindra Bank has over 1,600 branches and 2,500 ATMs across India and employs more than 50,000 people. It has a customer base of over 20 million.
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FEATURES
- 2.5 Mojo points on every Rs. 100 spent online.
- 1 mojo point for all the others spent worth Rs. 100 (excluding cash withdrawal and fuel).
- 8 complimentary annual domestic airport lounge visits.
WELCOME OFFERS
- Spend Rs.30000 within 90 days of card issuance and get the joining fee waived.
- Movies: Redeem your earned points for BookMyShow Vouchers.
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Zero card lost liability protection
FEATURES
- 8 reward points for every Rs. 150 spent
- Fuel surcharge waiver upto Rs. 3500/- annually
- Spend Rs. 1,25,000 every 6 months to get 4 PVR tickets or 10000 reward points.
WELCOME OFFERS
- Receive 5000 reward points worth Rs. 500 after the joining fee has been processed.
- This is allowed for league joining fee type only.
- Receive a movie voucher worth Rs. 500 as a joining gift
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Zero card lost liability protection
FEATURES
- Free IndiGo ticket of INR 3000 and 6E add-ons worth INR 1099 on a minimum of 3 transactions made every month 3 times after becoming a card member.
- Complimentary 8 lounge access every calendar year, 2 each quarter.
- 6 reward points for every INR 100 spent on IndiGo bookings.
WELCOME OFFERS
- IndiGo air ticket worth INR 3000 with complimentary 6E add-ons worth INR 1099 on making a minimum of 3 purchases every month for 3 months after card activation.
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Zero card lost liability protection
FEATURES
- Earn INR 500 intro cashback.
- 1% cashback on spending more than INR 5 lakhs/month.
- 0.25% to 0.50% cashback on spending less than 5 lakhs/month.
WELCOME OFFERS
- Avail INR 500 cashback when you make a transaction of INR 10,000 in a day.
- The offer is available for transactiona made within the initial 30 days of card issuance.
- The offer is valid on first swipe only.
FOREIGN TRANSACTION FEE
-1% *Applicable Taxes
FRAUD LIABILITY
Zero card lost liability protection
FEATURES
- Earn up to ₹27,000 White Pass value annually in spending of INR 12 lakh.
- Access VIP lounges in 148 countries worldwide.
- Get 4 complimentary international lounge passes every year.
WELCOME OFFERS
- Earn a White Pass value worth ₹1500 by spending ₹30,000 within 60 days.
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
N/A
FEATURES
- 12 Reward points per INR 150 on grocery and dining.
- 24 Reward points per INR 150 at IndianOil outlets.
- 3 Reward points per INR 150 on other spends.
WELCOME OFFERS
- Spend INR 500 or more within 30 days of issuance to earn 1000 Reward Points.
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
N/A
FEATURES
- Enjoy 5% savings on Indian Oil Fuel bills
- Get 1000 reward points as a welcome benefit
- Save 2% on dining and grocery bills.
WELCOME OFFERS
- 1000 reward points on spending of INR 500 within first 30 days
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover
FEATURES
- Receive a 1% fuel surcharge discount at all fuel stations across India.
- Get 6 Reward Points for every INR 200 spent on dining, films, departmental outlets, and groceries.
- Collect 2 Reward Points for every INR 200 charged on other categories.
WELCOME OFFERS
- 500 bonus reward points for spending ₹500 within 30 days of card issuance.
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Card Lost Liability Cover
FEATURES
- Personalized Design Card: On the face of the card, you will find a distinctive, hand-crafted illustration that captures the image of the cardholder uniquely.Higher Credit Limit: The card offers a minimum limit of Rs. 10 Lakh, and it also allows for an instant credit limit increase, enabling you to make larger purchases. However, please be aware that this feature is subject to the bank's sole discretion.Movies: Complimentary Movies Tickets
WELCOME OFFERS
- N/A
FOREIGN TRANSACTION FEE
2% *Applicable Taxes
FRAUD LIABILITY
NA
FEATURES
- Gain 4 reward points for spending every ₹150 on special categories- travel, hotel, restaurants, and international spending.
- Enjoy 2 complimentary lounge access each quarter in select Dream Folks lounge
- 2 reward points for every ₹150 spent on other categories.
WELCOME OFFERS
- N/A
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover
FEATURES
- Earn direct White Pass value as soon as you cross the milestone.
- Get unlimited access to domestic lounges.
- Enjoy the Club Marriott Membership and gain multiple discounts and benefits.
WELCOME OFFERS
- N/A
FOREIGN TRANSACTION FEE
2% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover
FEATURES
- Get a fuel surcharge waiver on INR 500-3000 transactions with a capping of INR 3500 a calendar year.
- Get 2 domestic lounge access every quarter.
- Get 48 days interest-free credit period.
WELCOME OFFERS
- N/A
FOREIGN TRANSACTION FEE
2% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover
FEATURES
- Accumulate 10 Zen Points for every INR 150 on shopping (Apparel, Lifestyle goods, Departmental Stores & Jewellery).
- Gain 5 Zen Points for every INR 150 spent on all other transactions.
- Relish 3 complimentary visits to Priority Pass International Lounges.
WELCOME OFFERS
- Get the welcome benefit of 1500 Zen Points.
FOREIGN TRANSACTION FEE
2% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover
FEATURES
- With the Kotak Veer Credit Card, receive a 1% fuel surcharge discount at all fuel stations.
- Gain 9 Reward Points for every INR 200 used on dining, films, departmental outlets, and groceries.
- Collect 3 Reward Points for every INR 200 expenditure in other sectors.
WELCOME OFFERS
- Purchase INR 500 within the first month of receiving your card and get a free IHO membership valued at INR 8,500.
- Movies: 9 reward points for spending INR 200 on movie tickets.
FOREIGN TRANSACTION FEE
-1% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover
FEATURES
- Get 2 reward points for spending INR 100 on online purchases.
- Enjoy 1 reward point on spending INR 100 on other purchases.
- Get the benefit of a 1% fuel surcharge waiver with a maximum capping of INR 3500 per year.
WELCOME OFFERS
- Activate the card and spend INR 5000 in the first 45 days and get 500 reward points credited.
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover
FEATURES
- Earn 3 reward points for every INT 100 spent.
- Get all the benefits with the lifetime free card.
- Enjoy the facility of seamless UPI transactions.
WELCOME OFFERS
- Lifetime Free Card with Zero Joining & Annual Fees
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover
FEATURES
- Earn 1.25% cashback on all online and offline transactions.
- Receive a 5% cashback with the Preferred Partners category.
- Enjoy a 7.5% discount on Myntra platforms.
WELCOME OFFERS
- Get the Myntra voucher worth INR 500 upon activation.
- To get the voucher you need to complete 1 transaction of INR 500 or more within 30 days of card issuance.
- The voucher will be received via email or SMS and can be availed on paid variants only.
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover
FEATURES
- Free access to in-cinema premium lounges
- Get a 20% discount on food & beverage purchases
- Unlimited complimentary PVR INOX tickets based on monthly spending
WELCOME OFFERS
- Movies: 5% discount every time and 1 free PVR INOX movie ticket on a monthly spend of ₹10000
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover
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