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Kotak Infinite Credit Card

Kotak Infinite Credit Card

Lifestyle
Movies
Rewards
Lifetime Free
Airport Lounge
4.4
Joining Fee
Free
Annual Fee
Free
APR
37.2%
Min. Credit Score
700
Feel like a VIP with this super exclusive invite-only credit card by Kotak, the Kotak Infinite Credit Card requires no joining or annual fee and offers the user with that premium life experience. Live large and spend large with a credit limit of ₹10 lakh, which can also be instantly increased. Enjoy your own personalised card with your face on it and get the super benefits such as 24 free PVR movi...

FEATURES

  • Personalized Design Card: On the face of the card, you will find a distinctive, hand-crafted illustration that captures the image of the cardholder uniquely.Higher Credit Limit: The card offers a minimum limit of Rs. 10 Lakh, and it also allows for an instant credit limit increase, enabling you to make larger purchases. However, please be aware that this feature is subject to the bank's sole discretion.Movies: Complimentary Movies Tickets

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

NA

Kotak Infinite Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
18-65 Years
Min. and Max. age limit for the applicant
₹30,000
Minimum monthly income
₹6,00,000
ITR (For Non-Salaried Individual)
700
Minimum Credit Score required
Meeting Criteria? Apply Now
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Joining Fee ₹499 ₹1,200 ₹999 Free
Annual Fee ₹499 ₹1,200 ₹999 Free
APR 42 47.88 47.88 41.88
Ratings
4.3
3.7
3.9
4.6
Features
  • Accumulate 10 reward points for every Rs 150 expenditure on dining, movies, groceries, and departmental stores.
  • For all other expenses, get 1 reward point on every Rs 150 spent.
  • Starting from the second year, delight in the annual membership fee being waived.
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • For every INR 100 spent on any purchase, earn 1 reward point. (can be used on RBL environment only)
  • Get 12 reward points for every INR 100 spent online. (can be used on RBL environment only)
  • Enjoy the benefit of a fuel surcharge waiver with a maximum capping of INR 100 per month.
  • Get a 1% fuel surcharge waiver on INR 400-5000 spending.
  • Upto 10X reward on online and offline spending.
  • Premium membership to OTT and Cult.fit.
Welcome Offers
  • Get 2000 reward points by spending INR 2,000 or more in just the first 60 days of card issuance.
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
  • N/A
  • Customised based on the card selected
  • Movies: 3 months complimentary membership to OTT

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