Best IDFC First Bank credit cards - Compare & Apply Online
IDFC FIRST Bank Limited is a company in the private sector of India which offers banking services and it has its headquarters in Mumbai. This bank was formed in 2015 by merger of the IDFC Bank as well as capital first.
The bank delivers various products and services such as retail banking, corporate banking, SME banking, and wealth management services. It targets the individual, the small to medium business, and the large organizations.
At IDFC FIRST Bank, the strategy of investing in digital banking has been quite constant, and the company has so far unveiled various products & solutions in the market. It has also been socially responsible and committed to social causes and it has a principle of financial sustainability.
As of 2024, IDFC FIRST Bank has over 600 branches and 1,000 ATMs all across India. They've got more than 10,000 folks working for them and have a hefty customer base of over 5 million.
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FEATURES
- Accumulate 6X loyalty points on web-based shopping for expenditures not exceeding ₹20,000 per month.
- Collect 3X loyalty points for in-store buys up to a limit of ₹20,000 every month.
- Receive up to 4 free railway lounge entries each quarter.
WELCOME OFFERS
- Earn an initial bonus of ₹500 when you make purchases totalling ₹15,000 or more within your card's first three months of activation.
- Enjoy a 5% cash rebate on the first EMI payment you make within 30 days of card activation, up to a maximum of ₹1,000.
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover of Rs. 25000
FEATURES
- Accumulate 6X loyalty points on web-based shopping for expenditures not exceeding ₹20,000 per month.
- Collect 3X loyalty points for in-store buys up to a limit of ₹20,000 every month.
- Get up to 4 free railway lounge entries each quarter.
- 4 complimentery golf rounds and 12 complimentery golf lessons per calender year.
WELCOME OFFERS
- Earn an initial bonus of ₹500 when you make purchases totalling ₹15,000 or more within your card's first 90 days of activation.
- Enjoy a 5% cash rebate on the first EMI payment you make within 30 days of card activation, up to a maximum of ₹1,000.
FOREIGN TRANSACTION FEE
1.99% *Applicable Taxes
FRAUD LIABILITY
Cover worth 50,000
FEATURES
- Earn 6X reward points on online shopping for amounts up to ₹20,000 per month.
- Enjoy 3X reward points on offline purchases for amounts up to ₹20,000 per month.
- Enjoy the benefit of 4 complimentary railway lounge access every quarter.
WELCOME OFFERS
- Receive a welcome bonus of ₹500 when you spend ₹15,000 or more within the first 90 days of your card's activation.
- Enjoy a 5% cashback, capped at ₹1,000, on the value of your first EMI transaction completed within 30 days of activating your card.
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover of Rs. 25000
FEATURES
- Earn 6 Reward Points for every INR 100 spent online.
- Enjoy 10 Reward Points per INR 100 spent after reaching monthly spends of INR 30,000 and on birthday transactions.
- Receive a 25% bonus on Reward Points when donating to charity.
WELCOME OFFERS
- Get 200000 reward points on paying the joining fees.
- Enjoy the Taj Epicure membership.
FOREIGN TRANSACTION FEE
-1% *Applicable Taxes
FRAUD LIABILITY
Lost Liability Cover of Rs.50000
FEATURES
- Enjoy 6X reward points on online shopping for expenditures not exceeding ₹20,000 per month.
- Get 3X loyalty points for offline purchases up to a limit of ₹20,000 every month.
- Get up to 4 free domestic and international airport lounge entries each quarter.
WELCOME OFFERS
- Earn a ₹500 introductory bonus when you spend at least 15,000 within the first 90 days of activating your card.
- Get a 5% cash rebate, up to a maximum of ₹1,000, on your first EMI payment made within 30 days of card activation.
FOREIGN TRANSACTION FEE
1.5% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover of Rs. 50000
FEATURES
- Accumulate 4X reward points on spending ₹150.
- Enjoy the credit limit of a minimum of 100% of the FD value.
- Get 1% fuel surcharge waiver.
WELCOME OFFERS
- Movie: Get 50% on movie ticket booking via BookMyShow
FOREIGN TRANSACTION FEE
-1% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover Rs. 25000
FEATURES
- Accumulate 3X reward points on other retail transactions.
- Reward yourself with 5% savings on utility and grocery expenses.
- Get a 1% fuel surcharge waiver on fuel purchases at Authorized HPCL Fuel stations.
WELCOME OFFERS
- Enjoy the welcome benefit of ₹2500.
- Get ₹500 cashback on your first fuel transaction of ₹500 or more at HPCL stations.
- Enjoy 5% cashback, capped at ₹1,000, on the amount of your first EMI conversion transaction.
- Receive a ₹150 discount on Swiggy orders over ₹500.
- Avail ₹1000 off on car rentals through ZoomCar.
- Benefit from discounts of up to 50% on both domestic and international car rentals with Eco Rent-A-Car and Europcar.
- Note: All these offers are valid within 30 days of setting up your card.
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover of Rs. 25000
FEATURES
- Complimentary Tickets and Upgrades:
- CV Points Earnings on Every above 100 Spend
- Joining Bonus After Card Activation
- Complimentary Airport Lounge Access
- Trip Cancellation Cover:
- EasyDiner Prime Membership:
WELCOME OFFERS
- Enjoy 1 Complimentary Premium Economy Air Ticket
- Enjoy a Complimentary Club Vistara Silver membership
- 1 One-Class Upgrade E-Voucher
- Get All Welcome Benefits After Card Activation
FOREIGN TRANSACTION FEE
2.99% *Applicable Taxes
FRAUD LIABILITY
Card Lost Liability Cover
FEATURES
- ₹1000 discount on zoom car rentals.
- ₹250 cashback on 1st HPCL fuel transaction of ₹250 or above.
- Enjoy 2.5% rewards on your monthly grocery and utility expenditures, applicable to amounts up to ₹4,000.
WELCOME OFFERS
- Get welcome benefits worth ₹2250
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover of Rs. 25000
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