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IDFC First Select Credit Card

IDFC First Select Credit Card

Shopping
Rewards
Travel
Lifestyle
Lifetime Free
4.5
Joining Fee
Free
Annual Fee
Free
APR
42%
Min. Credit Score
710
The IDFC First Select Credit Card is a versatile financial tool designed to enrich your lifestyle, reward your spending, and make travel more convenient. With zero joining fees and a slew of premium features, this card is perfect for individuals with an annual income of at least INR 12 lakhs. From exclusive 'Buy One, Get One' movie ticket offers to substantial loyalty points, the card offers a ran...

FEATURES

  • Accumulate 6X loyalty points on web-based shopping for expenditures not exceeding ₹20,000 per month.
  • Collect 3X loyalty points for in-store buys up to a limit of ₹20,000 every month.
  • Get up to 4 free railway lounge entries each quarter.
  • 4 complimentery golf rounds and 12 complimentery golf lessons per calender year.

WELCOME OFFERS

  • Earn an initial bonus of ₹500 when you make purchases totalling ₹15,000 or more within your card's first 90 days of activation.
  • Enjoy a 5% cash rebate on the first EMI payment you make within 30 days of card activation, up to a maximum of ₹1,000.

FOREIGN TRANSACTION FEE

1.99% *Applicable Taxes

FRAUD LIABILITY

Cover worth 50,000

IDFC First Select Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
21-65 Years
Min. and Max. age limit for the applicant
₹25,000
Minimum monthly income
₹12,00,000
ITR (For Non-Salaried Individual)
710
Minimum Credit Score required
Meeting Criteria? Apply Now
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Card Details
RBL Bank Cookies Credit Card
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Joining Fee ₹1,200 ₹500 ₹12,500 ₹2,500
Annual Fee ₹1,200 ₹500 ₹12,500 ₹2,500
APR 47.88 52.86 52.86 43.2
Ratings
3.7
4.4
3.0
3.9
Features
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • Earn 5% cashback on purchases at Flipkart.
  • Enjoy 4 complimentary domestic airport lounges yearly.
  • Up to 15% dining discounts at partner restaurants in India.
  • Enjoy 12 Axis EDGE REWARDS Points on INR 200 spending.
  • Unlimited complimentary international lounge access.
  • 40% discount on dining at over 4000 restaurants in India.
  • INR 1500 vouchers on spending INR 1.5 Lakhs quarterly.
  • INR 5000 flight ticket on spending INR 7.5 Lakhs.
  • 4 Reward Points on every INR 150 spent, 5X on select purchases.
Welcome Offers
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
  • Get a welcome voucher from multiple brands.
  • Receive INR 500 Flipkart vouchers with the first use of your Flipkart Axis Bank credit card. Check terms for details.
  • Get a 50% off, capped at INR 100, for your first Swiggy order. Use the code "AXISFKNEW". See terms for more info.
  • Movie: 4% accelerated cashback at PVR cinemas.
  • E-vouchers worth INR 12500 to select from either of the providers given below.
  • You can select from a Luxe gift card, Yatra gift voucher, or The Postcard Hotels gift voucher.
  • Eligible to translate within the first 30 days of card issuance.
  • On spending over INR 1 Lakh within 90 days of issuing the card, you'll receive a free MMT Black Elite and Club Vistara Silver Tier membership.
  • Get a gift voucher worth INR 2500.

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