Best HDFC Bank credit cards - Compare & Apply Online
HDFC Bank, is an Indian private sector bank, headquartered in Mumbai. Since its inception in 1994, it has rapidly ascended to become one of the nation's largest private banks.
HDFC Bank provides an extensive array of products and services, encompassing retail banking, corporate banking, SME banking, and wealth management. It serves a diverse clientele that includes individuals, small and medium enterprises, and large corporations.
The bank has been at the forefront of digital banking innovation, launching numerous cutting-edge products and services designed to elevate the customer experience. Moreover, HDFC Bank is deeply committed to social responsibility and sustainability, actively participating in various social initiatives.
By 2024, HDFC Bank has established a vast network of over 6,000 branches and 16,000 ATMs throughout India. With a workforce exceeding 120,000 employees, the bank proudly serves a robust customer base of more than 50 million people.
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FEATURES
- No annual fees for the card's lifetime.
- Get 6 points on spending every INR 150.
- Earn 2 points for every INR 150 spent (excluding fuel and wallets).
WELCOME OFFERS
- Receive a Shoppers Stop voucher worth ₹500 that can be redeemed when you shop for ₹3000 or more.
FOREIGN TRANSACTION FEE
1% *Applicable Taxes
FRAUD LIABILITY
NA
FEATURES
- Earn 4 reward points for every INR 150 spent on retail purchases.
- 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
- Experience exceptional dining perks through the Good Food Trail program.
WELCOME OFFERS
- Pay the joining fees and get 2500 reward points credited.
- Assured Flat 25% Off at 2000+ premium restaurants
FOREIGN TRANSACTION FEE
2% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability of Rs. 9 Lakh
FEATURES
- Quarterly Rs. 500 Gift Voucher on 50,000 spending.
- 1% fuel surcharge waived, up to Rs. 500/month.
- 4 Reward Points on Rs. 150 spent online.
- Get up to 20% savings off on all your restaurant bill payment
WELCOME OFFERS
- The card offers you 500 Cash Points as a welcome benefit (applicable only on payment of membership fee).
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Zero lost card liability
FEATURES
- Receive up to 50 litres of free fuel annually.
- Every INR 150 spent on any purchases entitles you to 1 Fuel Point.
- Save 2.5% on dining expenses.
WELCOME OFFERS
- Get a complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership
FOREIGN TRANSACTION FEE
2.5% *Applicable Taxes
FRAUD LIABILITY
Zero lost card liability
FEATURES
- Enjoy 5% cashback on partner websites like Amazon, BookMyShow, Zomato, Uber, and others.
- Enjoy a 1% fuel surcharge waiver on your fuel spending with a capping of INR 250 per statement cycle.
- Enjoy access to domestic lounges with a maximum capping of 2 per quarter.
WELCOME OFFERS
- pay the joining fees and get the benefit of gaining a gift voucher of the same amount, which is INR 1000.
FOREIGN TRANSACTION FEE
2% *Applicable Taxes
FRAUD LIABILITY
No
FEATURES
- INR 1500 vouchers on spending INR 1.5 Lakhs quarterly.
- INR 5000 flight ticket on spending INR 7.5 Lakhs.
- 4 Reward Points on every INR 150 spent, 5X on select purchases.
WELCOME OFFERS
- On spending over INR 1 Lakh within 90 days of issuing the card, you'll receive a free MMT Black Elite and Club Vistara Silver Tier membership.
- Get a gift voucher worth INR 2500.
FOREIGN TRANSACTION FEE
2% *Applicable Taxes
FRAUD LIABILITY
Credit liability cover of up to Rs. 9 Lakh
FEATURES
- Get 5X rewards on spending Rs.100.
- Enjoy the 1% fuel surcharge waiver.
- Up to 3 add-on cards are available.
WELCOME OFFERS
- Free TataCliQ, Cult.fit Live, BookMyShow, and Ola taxis gift cards for monthly purchases exceeding Rs. 80,000
- Fee Reversal on Spending Rs. 7500 in 60 days
- Dining: 5X Rewards on online spends
FOREIGN TRANSACTION FEE
2% *Applicable Taxes
FRAUD LIABILITY
Cover Up to Rs.9 Lakh
FEATURES
- Enjoy 10x CashPoints on paying to your favourite and frequent merchants, BigBasket, Swiggy, BookMyShow, Uber, and OYO.
- 5x CashPoints can be earned with every EMI purchase at merchant stores.
- Get discounts of up to 20% with the Swiggy Dineout feature.
WELCOME OFFERS
- Upon membership fee payment and card activation, enjoy a welcome benefit of 500 cash points
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Zero Lost Liability Cover
FEATURES
- Receive 2% back in the form of NeuCoins when spending on Tata Neu and associated Tata Brands. Check the complete list of qualifying brands.
- Get a 1% reward in NeuCoins for purchases made outside of Tata brands and for Merchant EMI transactions.
- After downloading the Tata Neu App and registering for Tata NeuPass, gain an extra 5% in NeuCoins for specific categories on the Tata Neu App/Website.
WELCOME OFFERS
- Unlock INR 1499 Neu coins with your credit card as the reversal of your 1st year membership fee.
- The reward will be given on completing 1 transaction within first 30 days of card issuance.
- It will be available in Tata New App within 60 days of any such transaction.
FOREIGN TRANSACTION FEE
2% *Applicable Taxes
FRAUD LIABILITY
Up to ₹9 lakhs
FEATURES
- Receive 2% back in the form of NeuCoins when spending on Tata Neu and associated Tata Brands. Check the complete list of qualifying brands.
- Get a 1% reward in NeuCoins for purchases made outside of Tata brands and for Merchant EMI transactions.
- After downloading the Tata Neu App and registering for Tata NeuPass, gain an extra 5% in NeuCoins for specific categories on the Tata Neu App/Website. Learn more about the Tata NeuPass.
WELCOME OFFERS
- Unlock 499 NeuCoins on Tata neu app as the reversal of 1st year membership fee.
- The coins are gained on completing a transaction within the first 30 days of the card issuance.
- The coins are available for claim only for the 60 days of any such transaction in the tata New App.
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Zero lost card liability
FEATURES
- Get to earn 2 times more reward points, 4 reward points, for every ₹150 spent online.
- Pay all your vendors and supplier bills with a Business MoneyBack credit card and enjoy a 50-day interest-free period.
- If you spend INR 1.8 Lakh in a year, you will receive a bonus of 2,500 reward points for every anniversary year.
WELCOME OFFERS
- N/A
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Zero Lost card liability
FEATURES
- Enjoy 5x reward points for ordering via Swiggy And Zomato.
- Unlocks 2 free domestic and international airport lounge access per quarter of the year.
- ₹1500 worth of vouchers on Mariott, Decathlon, and more on quarterly spending of over ₹1.5 lakh.
WELCOME OFFERS
- Complimentary 1-year Swiggy One and Times Prime membership for spending over ₹75,000 in the first 90 days of getting the credit card.
- Enjoy a 50-day interest-free period on your Diners Club privilege credit card from your most recent purchase date.
- Buy 1 Get 1 on movie or show ticket bookings for the weekend via BookMyShow
FOREIGN TRANSACTION FEE
2% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover of Rs. 9 Lakh
FEATURES
- Earn 2 reward points for each Rs.150 expended using your credit card.
- Enjoy 5 times the rewards in Grocery, Supermarket & Departmental Store categories.
- Receive boosted 5X Rewards for Utility Bills, IRCTC & Tax Payments.
WELCOME OFFERS
- N/A
FOREIGN TRANSACTION FEE
2.5% *Applicable Taxes
FRAUD LIABILITY
Card Lost Liability Cover
FEATURES
- Enjoy 5% cashback on all online purchases across multiple merchants.
- Get the amazing 10% cashback on the Swiggy application.
- Enjoy the zero card loss liability.
WELCOME OFFERS
- Enjoy 3 months of Swiggy One membership for free.
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Card Lost Liability Cover
FEATURES
- Get 2 reward points for every INR 150 charged toward your credit card, excluding government and rental transactions.
- 3x reward points earned for making transactions at a supermarket, grocery and departmental store. Reward points earning capped at 500 reward points every month.
- Gain a bonus of 500 reward points for spending INR 20,000 in a month.
WELCOME OFFERS
- N/A
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Lost Liability Cover
FEATURES
- Earn 2.5 6E Rewards when flying with IndiGo.
- Get 2 6E Rewards for expenditures on Grocery, Dining, and Entertainment.
- Obtain 1 6E Rewards for all other transactions.
WELCOME OFFERS
- 1 Complimentary flight ticket worth Rs.1500, 1 Complimentary 6E Prime Add-On - Priority check in, choice of seat, a complimentary meal.
- Customer needs to make minimum 3 transactions in each of the first 3 months starting from the date of card issued.
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
No Lost Liability Cover
FEATURES
- Earn 5% 6E Rewards when flying with IndiGo.
- Get 3% 6E Rewards for expenditures on Grocery, Dining, and Entertainment, groceries reward points capped at 2000 monthly.
- Enjoy 8 complimentary domestic and international lounge access, 2 per quarter, in a calendar year.
WELCOME OFFERS
- 1 Complimentary flight ticket worth INR 3000, 1 Complimentary 6E Prime Add-On - Priority check-in, choice of seat, and a complimentary meal.
- The customer needs to make 3 minimum transactions in the first 3 months starting from the date of card issued.
FOREIGN TRANSACTION FEE
2.5% *Applicable Taxes
FRAUD LIABILITY
Zero Lost Card Liability Cover
FEATURES
- Earn 4 reward points when you shop online.
- Earn 2 reward points for further purchases.
- Get 5% back on necessary business purchases.
WELCOME OFFERS
- Spend INR 500 within the first 90 days to earn 1000 bonus points.
- The additional gift voucher is only available to RIO Club members and is worth INR 500.
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover
FEATURES
- Free nights & buffets at ITC hotels that participate.
- For Primary and Add-on members, unlimited access to airport lounges everywhere.
- For every INR 150 spent, you receive 5 reward points.
WELCOME OFFERS
- Free one-year membership to Club Marriott grants access to up to 20% off dining and lodging deals in the Asia-Pacific region.
- Receive a welcome bonus of 12,500 reward points after paying the charge and activating your card.
FOREIGN TRANSACTION FEE
2% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover of Rs.9 Lakh
FEATURES
- Enjoy up to a 10% discount on your bill using the HDFC Bank Times Card Credit through PayEazy on Eazydiner.
- Receive as much as 20% savings for both online and in-store shopping, wellness, and hotel accommodations.
- Earn 2 reward points for every retail expenditure of INR 150.
WELCOME OFFERS
- Get a welcome voucher worth INR 5000 across various categories like apparel, dining, shopping, travel, etc. You can check the vouchers on the Times Card Webapp.
- Movies: 25% off on movie ticket booking vis BookMyShow with a maximum capping of INR 350 per transaction.
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover
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