Credit Card Details
Eligibility Criteria
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HDFC IndianOil Credit Card

HDFC IndianOil Credit Card

Fuel
Rewards
Lifestyle
Shopping
Travel
4.2
Joining Fee
₹500
Annual Fee
₹500
APR
43.2%
Min. Credit Score
750
The HDFC Indian Oil Credit Card is a versatile financial tool designed for optimal fuel savings and a rewarding shopping experience. With a nominal joining fee of INR 500, it offers up to 50 litres of free fuel yearly and a point-based reward system. It's not just for fuel; earn points on groceries, travel, and more. The annual fee is waived upon meeting spending criteria, making it budget-friendl...

FEATURES

  • Receive up to 50 litres of free fuel annually.
  • Every INR 150 spent on any purchases entitles you to 1 Fuel Point.
  • Save 2.5% on dining expenses.

WELCOME OFFERS

  • Get a complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership

FOREIGN TRANSACTION FEE

2.5% *Applicable Taxes

FRAUD LIABILITY

Zero lost card liability

HDFC IndianOil Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
21-65 Years
Min. and Max. age limit for the applicant
₹10,000
Minimum monthly income
₹6,00,000
ITR (For Non-Salaried Individual)
750
Minimum Credit Score required
Meeting Criteria? Apply Now
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Joining Fee ₹1,200 ₹2,500 ₹500 ₹12,500
Annual Fee ₹1,200 ₹2,500 ₹500 ₹12,500
APR 47.88 43.2 52.86 52.86
Ratings
3.7
3.9
4.4
3.0
Features
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • Earn 4 reward points for every INR 150 spent on retail purchases.
  • 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
  • Experience exceptional dining perks through the Good Food Trail program.
  • Earn 5% cashback on purchases at Flipkart.
  • Enjoy 4 complimentary domestic airport lounges yearly.
  • Up to 15% dining discounts at partner restaurants in India.
  • Enjoy 12 Axis EDGE REWARDS Points on INR 200 spending.
  • Unlimited complimentary international lounge access.
  • 40% discount on dining at over 4000 restaurants in India.
Welcome Offers
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
  • Pay the joining fees and get 2500 reward points credited.
  • Assured Flat 25% Off at 2000+ premium restaurants
  • Get a welcome voucher from multiple brands.
  • Receive INR 500 Flipkart vouchers with the first use of your Flipkart Axis Bank credit card. Check terms for details.
  • Get a 50% off, capped at INR 100, for your first Swiggy order. Use the code "AXISFKNEW". See terms for more info.
  • Movie: 4% accelerated cashback at PVR cinemas.
  • E-vouchers worth INR 12500 to select from either of the providers given below.
  • You can select from a Luxe gift card, Yatra gift voucher, or The Postcard Hotels gift voucher.
  • Eligible to translate within the first 30 days of card issuance.

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