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Eligibility Criteria
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HDFC Bank Retailio Credit Card

HDFC Bank Retailio Credit Card

Shopping
Rewards
Fuel
Airport Lounge
4.5
Joining Fee
₹499
Annual Fee
₹499
APR
42%
Min. Credit Score
700
The HDFC Bank Retailio credit card, with a joining fee of just INR 499, is a boon for self-employed individuals and business enthusiasts. Designed for those who value shopping and rewards, this card ensures every spend counts. Purchase INR 500 within the first 90 days, and you're instantly rewarded with 1000 bonus points. Dive into the world of online shopping and earn 4 reward points, or enjoy 2 ...

FEATURES

  • Earn 4 reward points when you shop online.
  • Earn 2 reward points for further purchases.
  • Get 5% back on necessary business purchases.

WELCOME OFFERS

  • Spend INR 500 within the first 90 days to earn 1000 bonus points.
  • The additional gift voucher is only available to RIO Club members and is worth INR 500.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

HDFC Bank Retailio Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
21-65 Years
Min. and Max. age limit for the applicant
₹50,000
Minimum monthly income
₹6,00,000
ITR (For Non-Salaried Individual)
700
Minimum Credit Score required
Meeting Criteria? Apply Now
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Joining Fee ₹499 ₹1,000 ₹1,200 ₹999
Annual Fee ₹499 ₹1,000 ₹1,200 ₹999
APR 42 42 47.88 47.88
Ratings
4.3
3.9
3.7
3.9
Features
  • Accumulate 10 reward points for every Rs 150 expenditure on dining, movies, groceries, and departmental stores.
  • For all other expenses, get 1 reward point on every Rs 150 spent.
  • Starting from the second year, delight in the annual membership fee being waived.
  • 2.5 Mojo points on every Rs. 100 spent online.
  • 1 mojo point for all the others spent worth Rs. 100 (excluding cash withdrawal and fuel).
  • 8 complimentary annual domestic airport lounge visits.
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • For every INR 100 spent on any purchase, earn 1 reward point. (can be used on RBL environment only)
  • Get 12 reward points for every INR 100 spent online. (can be used on RBL environment only)
  • Enjoy the benefit of a fuel surcharge waiver with a maximum capping of INR 100 per month.
Welcome Offers
  • Get 2000 reward points by spending INR 2,000 or more in just the first 60 days of card issuance.
  • Spend Rs.30000 within 90 days of card issuance and get the joining fee waived.
  • Movies: Redeem your earned points for BookMyShow Vouchers.
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
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