Best Airport Lounge Access Credit Cards in India (2024)
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FEATURES
- Earn 2.5 6E Rewards when flying with IndiGo.
- Get 2 6E Rewards for expenditures on Grocery, Dining, and Entertainment.
- Obtain 1 6E Rewards for all other transactions.
WELCOME OFFERS
- 1 Complimentary flight ticket worth Rs.1500, 1 Complimentary 6E Prime Add-On - Priority check in, choice of seat, a complimentary meal.
- Customer needs to make minimum 3 transactions in each of the first 3 months starting from the date of card issued.
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
No Lost Liability Cover
FEATURES
- Earn 5% 6E Rewards when flying with IndiGo.
- Get 3% 6E Rewards for expenditures on Grocery, Dining, and Entertainment, groceries reward points capped at 2000 monthly.
- Enjoy 8 complimentary domestic and international lounge access, 2 per quarter, in a calendar year.
WELCOME OFFERS
- 1 Complimentary flight ticket worth INR 3000, 1 Complimentary 6E Prime Add-On - Priority check-in, choice of seat, and a complimentary meal.
- The customer needs to make 3 minimum transactions in the first 3 months starting from the date of card issued.
FOREIGN TRANSACTION FEE
2.5% *Applicable Taxes
FRAUD LIABILITY
Zero Lost Card Liability Cover
FEATURES
- Get a 1% fuel surcharge waiver on transactions between Rs.400-4000.
- Exclusively designed for Indian Defence Forces and Government of India employees.
- Earn eDGE loyalty reward points for every transaction, which can be redeemed later.
WELCOME OFFERS
- NA
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover
FEATURES
- Get a 1% fuel surcharge waiver on transactions between Rs.400-4000.
- Enjoy a 15% discount on partner restaurants while dining.
- Get 2 complimentary visits to selected domestic lounges every quarter.
WELCOME OFFERS
- N/A
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Lost Liability Cover
FEATURES
- Spend Rs. 200 using this card and earn 6 CV points.
- Enjoy the complimentary Club Vistara Glod Membership.
- Enjoy complimentary lounge access to certain lounges in Ind
WELCOME OFFERS
- On fee payment, you get the complimentary business class ticket gift voucher.
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover
FEATURES
- Earn 15 eDGE loyalty reward points for every transaction of Rs. 200.
- Enjoy 50 complimentary rounds of golf every year.
- Get unlimited access to lounges at airports in India.
WELCOME OFFERS
- Enjoy 30,000 reward points on doing the very first transaction in 30 days.
FOREIGN TRANSACTION FEE
-1% *Applicable Taxes
FRAUD LIABILITY
Card Lost Liability Cover
FEATURES
- Spend Rs.100 and get 4 reward points.
- Get the benefit of the complimentary Priority Pass Program.
- For spending Rs.100 on AirIndia tickets via airindia.com and airindia mobile app, get up to 30 reward points.
WELCOME OFFERS
- Pay your joining fees and get 20000 reward points.
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Lost Liability Cover of Rs.1 Lakh
FEATURES
- Enjoy up to 25 reward points for Rs. 100 on BPCL Fuel, Lubricants & Bharat Gas (Website and app only).
- Get a 1% fuel surcharge waiver at all the BPCl petrol pumps across India.
- Get 4 complimentary lounge visits annually at domestic airports.
WELCOME OFFERS
- Receive a bonus of 6000 reward points, equivalent to INR 1500, upon payment of the annual fees.
- Movies: 10x reward points on spending Rs.100 on movies.
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Lost liability Cover of Rs. 1 Lakh
FEATURES
- Earn up to 3 reward points by spending Rs.125 at various places.
- Use the IRCTC mobile app or website to book tickets (AC1, AC2, AC3, AC CC) and get 10% back as reward points.
- Get the benefit of a 1% fuel surcharge waiver on buying fuel across India.
WELCOME OFFERS
- Pay your annual fees and get 1500 reward points, the same as Rs.1500.
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover of Rs. 1 Lakh
FEATURES
- Attain 1 reward point on spending Rs.100 every time.
- Get a 1% fuel surcharge waiver on all petrol pumps globally.
- Enjoy 5 reward points on spending Rs.100 online, in retail stores, dining, and movies.
WELCOME OFFERS
- On paying the annual fees, get 2000 reward points.
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Lost Liability Cover
FEATURES
- Get up to 6 Etihad Guest Miles on spending Rs.100.
- Enjoy a maximum 10% discount on booking tickets via Etihad Airways' direct booking portal.
- Enjoy access to over 1000 lounges globally.
WELCOME OFFERS
- Get 5000 Etihad Guest Miles and EYG Miles within 15 days of annual fee payment.
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Lost Liability Cover of Rs. 1 Lakh
FEATURES
- For every INR 100 spent on travel, eating, and overseas purchases, you can earn 2 reward points.
- Earn one reward point for every INR 100 on purchases from all merchant categories.
- The lowest cross-currency foreign mark-up costs are charged on all international transactions, at 0.99%.
WELCOME OFFERS
- Opportunity to select from a range of luxury brand vouchers or even reward points worth INR 5000 on the card activation
- Movies: Upto 4 BOGO tickets every quarter via BookMyShow.
FOREIGN TRANSACTION FEE
0.99% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover
FEATURES
- ₹1000 discount on zoom car rentals.
- ₹250 cashback on 1st HPCL fuel transaction of ₹250 or above.
- Enjoy 2.5% rewards on your monthly grocery and utility expenditures, applicable to amounts up to ₹4,000.
WELCOME OFFERS
- Get welcome benefits worth ₹2250
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover of Rs. 25000
FEATURES
- Get rewarded as you spend: earn 2.5 reward points for every Rs. 100 spent online.
- For every Rs. 100 spent on airfare and travel-related purchases, customers earn 1.5 reward points.
- 1 reward point for every Rs. 100 spent on other purchases.
WELCOME OFFERS
- Get welcome gift vouchers from multiple brands on paying the joining fees.
- Movies: BOGO on booking with BookMyShow
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Zero Lost Card Liability Cover
FEATURES
- Enjoy 1000 reward points on activating cards in just 30 days.
- Get the benefit of Amazon Prime membership for a year by spending Rs. 1 lakh within 90 days of card issuance.
- Get the benefit of 8 complimentary lounge access.
WELCOME OFFERS
- Get the FitPass Pro membership of Rs. 15000 free for 6 months
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Zero Lost Card Liability Cover
FEATURES
- Every INR 100 spent at grocery and department stores earns you 5X or 10 reward Points.
- 1 Reward Point for every INR 100 spent on all the other categories.
- Free access to eight airport lounges each year (two per quarter).
WELCOME OFFERS
- A free 6-month pro membership to FITPASS, valued at INR 15,000, is provided.
- On card activation within 30 days, receive 1000 reward points.
- On purchases of at least 1 lakh rupees within 90 days after issuance, receive a 12-month Amazon Prime membership.
FOREIGN TRANSACTION FEE
-1% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover
FEATURES
- Receive 10 bonus points for every ₹ 150 expenditure on groceries, utilities, and departmental stores.
- Collect 2 reward points for each ₹ 150 used in other sectors.
- Enjoy 1 complimentary access to domestic lounges every quarter.
WELCOME OFFERS
- On spending ₹5000 or more within the first 60 days of card issuance, get 2000 reward points.
- Movies: Enjoy 25% off on a minimum of 2 movie ticket bookings via PayTm movies with a maximum capping of INR 100.
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Zero Lost Card Liability Cover
FEATURES
- 1% surcharge waiver on fuel purchases.
- 2 Reward Points on every Rs. 100 spent.
- 2.5% cashback on fuel purchases of a minimum of Rs.500.
WELCOME OFFERS
- Get welcome vouchers worth Rs.9000 within 45 days of joining.
- Movie: Buy one and get Rs.500 off on the next.
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover
FEATURES
- Earn 4 reward points when you shop online.
- Earn 2 reward points for further purchases.
- Get 5% back on necessary business purchases.
WELCOME OFFERS
- Spend INR 500 within the first 90 days to earn 1000 bonus points.
- The additional gift voucher is only available to RIO Club members and is worth INR 500.
FOREIGN TRANSACTION FEE
3.5% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover
FEATURES
- Free nights & buffets at ITC hotels that participate.
- For Primary and Add-on members, unlimited access to airport lounges everywhere.
- For every INR 150 spent, you receive 5 reward points.
WELCOME OFFERS
- Free one-year membership to Club Marriott grants access to up to 20% off dining and lodging deals in the Asia-Pacific region.
- Receive a welcome bonus of 12,500 reward points after paying the charge and activating your card.
FOREIGN TRANSACTION FEE
2% *Applicable Taxes
FRAUD LIABILITY
Lost Card Liability Cover of Rs.9 Lakh
The Airport Lounge Credit Card grants users exclusive access to premium airport lounges. These sought-after cards, provided by leading banks and credit card companies, cater to the needs of frequent travelers. Airport lounges boast a plethora of amenities, ranging from plush seating and complimentary culinary delights to high-speed Wi-Fi, dedicated workstations, rejuvenating showers, and indulgent spa services. In addition to these luxuries, these credit cards also unlock a treasure trove of travel perks, including comprehensive insurance coverage, priority boarding privileges, personalized concierge services, lucrative rewards programs, enticing discounts on reservations, and the convenience of airport transfers or expedited security screening.
Understanding the Functionality of Airport Lounge Credit Cards
Unlocking the world of airport lounge access involves navigating through specific eligibility requirements and procedures. Here's a breakdown:
- Eligibility: Meeting specific requirements is essential for gaining access to airport lounges, which may encompass:
- Membership in airlines or airport lounges
- First and Business Class Tickets
- Frequent Flyer Status
- Credit cards that grant entry to lounges.
- Pay-per-Use Alternatives.
- Lounge Location: Airport lounges are exclusive spaces within airport premises, typically located away from the bustling main terminals.
- Access Process: Qualified individuals are required to present evidence of their eligibility, including:
- Membership Cards
- Boarding passes displaying valid tickets or status indicators
- Perks offered by credit cards that provide lounge access
- Enjoying Facilities: Upon entering the lounge, guests are welcomed with a plethora of amenities including comfortable seating, a variety of food and beverages, high-speed Wi-Fi, designated workstations, refreshing showers, and entertainment options to enhance their airport lounge experience.
Features & Advantages of Credit Cards for Airport Lounge Access:
Top Airport Lounge Credit Cards provide an array of perks and advantages that elevate the overall travel experience for those who hold them. Below are some key features and benefits typically linked with these cards:
- Lounge Access: One of the main perks of holding these credit cards is the exclusive access they provide to airport lounges. With comfortable seating, tranquil environments, complimentary food and beverages, Wi-Fi connectivity, dedicated workstations, refreshing showers, and a range of other amenities available, cardholders can truly indulge in a luxurious pre-flight experience.
- Global Lounge Network: These credit cards frequently grant cardholders access to an extensive global network of lounges, offering them the opportunity to indulge in luxurious lounge amenities at airports worldwide.
- Complimentary Access: Depending on the card, cardholders may be granted a specific number of complimentary lounge visits annually, enabling them to enjoy lounge amenities without incurring any extra charges.
- Priority Pass Membership: Some credit cards offer complimentary or discounted memberships to Priority Pass, allowing cardholders to access a wide network of airport lounges around the globe.
- Travel Benefits: Airport Lounge Access Credit Cards often include supplementary travel perks like travel insurance, personalized concierge services, priority boarding privileges, and exclusive discounts on hotel reservations or car rentals.
- Rewards and Miles: Cardholders can earn points or miles through a rewards program linked to these credit cards, which can then be redeemed for a variety of travel-related perks such as airline tickets, hotel stays, or upgrades, enhancing their overall travel experience.
- Airport Privileges: Moreover, these credit cards also provide additional perks such as fast-tracked security screening, priority handling of luggage, and convenient airport transfers, enhancing the overall travel experience with seamless efficiency.
- Supplementary Cards: Cardholders have the option to easily request additional cards for their family members or travel companions, granting them the same luxurious lounge access benefits.
- Premium Services: Luxury credit cards offer top-tier services including personalized concierge support, tailor-made travel plans, and access to exclusive events and experiences.
- Purchase Protection and Benefits: Certain cards also provide purchase protection, extended warranties, and additional shopping perks, adding value beyond just travel-related benefits.
Careful consideration of the individual features, terms, and conditions of each credit card is crucial in selecting the one that best suits your travel preferences and requirements.
Eligibility criteria for Airport Lounge Access Credit Cards?
The eligibility criteria for airport lounge access credit cards may vary depending on the card issuer and specific card. Here are key factors that credit card issuers typically assess when determining eligibility:
- Credit Score: When evaluating applicants, credit card issuers take into consideration credit scores as a measure of creditworthiness. A higher credit score signifies responsible credit management and enhances the likelihood of being approved for a lounge access credit card.
- Income: Certain credit cards might set specific income thresholds to guarantee that applicants possess the financial capability to handle the card's fees and potential expenses effectively.
- Employment Status: Credit card companies may inquire about the employment status and income stability of applicants to evaluate their capacity to make timely payments and effectively manage their credit card accounts.
- Citizenship and Residency: Some cards may mandate that applicants hold citizenship or residency in a particular country or region. Restrictions may be in place based on the applicant's country of residence or citizenship due to regulatory requirements.
- Age: Applicants must meet the age requirement specified by their jurisdiction to be eligible for credit card applications, ensuring they are of legal age to apply.
- Existing Relationship with the Issuing Bank: Certain credit card issuers may prioritize applicants who are already existing customers or account holders when considering approvals for specific cards.
It's important to note that while these criteria serve as general guidelines, individual cards may have additional requirements or restrictions. Meeting the criteria does not automatically guarantee approval, as the final decision ultimately lies with the credit card issuer and is influenced by various factors. Before applying, make sure to carefully review the specific eligibility criteria of the card to ensure that you meet all the requirements.
Which Airport Lounge Access Credit Card is the Perfect Fit for You?
When selecting the perfect airport lounge credit card, it's essential to carefully assess your personal preferences and unique requirements. This involves evaluating the features and benefits that hold the most significance for you, as well as taking into account your specific travel needs and desires for airport lounge access.
Here are the key factors to consider when deciding on an airport lounge access credit card:
Number of lounge visits
The frequency of lounge visits provided by airport lounge credit cards holds significant weight in your card selection process. While some cards grant unlimited lounge access, others may offer a limited number of complimentary visits each year. Evaluate your typical travel habits and choose a card that aligns with your frequency of lounge usage.
Lounge Network
Consider the global lounge network associated with the card. Cards that offer access to a broader network of lounges can provide more flexibility and convenience during your travels. Look for cards that include access to lounges in the regions you frequently travel to.
Additional Travel Perks
Assess the additional travel perks that come with the card. These may include travel insurance, priority boarding, car rental discounts, or airport transfers. Evaluate which perks are most relevant to your travel preferences and needs.
Annual Fees and Charges
Compare the annual fees and charges associated with each card. While some cards may have higher fees, they might offer extensive lounge access and a range of additional benefits. Consider the overall value of the card in relation to its costs and benefits.
Rewards and Benefits
Review the rewards program and benefits offered by the card. Some cards provide rewards points or miles that can be redeemed for travel-related expenses. Ensure that the card's rewards align with your travel goals and preferences.
Customer Service and Support
Assess the quality of customer service and support provided by the card issuer. Reliable customer service can enhance your overall experience and address any issues or queries that may arise during your travel.
Additional Card Benefits
Consider any additional benefits or features that the card may offer, such as complimentary supplementary cards for family members or personalized concierge services. Choose a card that aligns with your lifestyle and enhances your travel experience.
The cost of accessing lounges in India varies depending on the airline, typically starting at Rs.1,000 per visit.
Some of the top credit cards in India, such as the SBI ELITE, HDFC Regalia First, HDFC Superia, and Standard Chartered Ultimate, provide exclusive access to airport lounges for a luxurious travel experience.
There are a couple of ways to enjoy the luxury of airport lounges in India: either by purchasing access directly at Indian airports or by taking advantage of a credit card that offers complimentary entry.
Indeed, utilizing a credit card that grants complimentary lounge access opens up the possibility of enjoying airport lounges at no cost.
A complimentary airport lounge pass is a valuable perk offered by numerous credit card issuers on select cards. This feature grants you free or discounted access to airport lounges at affiliated national and international airports, enhancing your travel experience with luxury and comfort.
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