Credit Card Details
Eligibility Criteria
Credit Card Comparison
IRCTC SBI Premier Credit Card

IRCTC SBI Premier Credit Card

Rewards
Travel
Fuel
Airport Lounge
3.9
Joining Fee
₹1499
Annual Fee
₹1499
APR
42%
Min. Credit Score
700
N/A

FEATURES

  • Earn up to 3 reward points by spending Rs.125 at various places.
  • Use the IRCTC mobile app or website to book tickets (AC1, AC2, AC3, AC CC) and get 10% back as reward points.
  • Get the benefit of a 1% fuel surcharge waiver on buying fuel across India.

WELCOME OFFERS

  • Pay your annual fees and get 1500 reward points, the same as Rs.1500.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover of Rs. 1 Lakh

IRCTC SBI Premier Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
21-70 Years
Min. and Max. age limit for the applicant
₹25,000
Minimum monthly income
₹5,00,000
ITR (For Non-Salaried Individual)
700
Minimum Credit Score required
Meeting Criteria? Apply Now
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Card Details
Kotak Mojo Platinum Credit Card
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HDFC Regalia Credit Card
Joining Fee ₹1,000 ₹1,200 ₹499 ₹2,500
Annual Fee ₹1,000 ₹1,200 ₹499 ₹2,500
APR 42 47.88 42 43.2
Ratings
3.9
3.7
4.3
3.9
Features
  • 2.5 Mojo points on every Rs. 100 spent online.
  • 1 mojo point for all the others spent worth Rs. 100 (excluding cash withdrawal and fuel).
  • 8 complimentary annual domestic airport lounge visits.
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • 8 reward points for every Rs. 150 spent
  • Fuel surcharge waiver upto Rs. 3500/- annually
  • Spend Rs. 1,25,000 every 6 months to get 4 PVR tickets or 10000 reward points.
  • Earn 4 reward points for every INR 150 spent on retail purchases.
  • 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
  • Experience exceptional dining perks through the Good Food Trail program.
Welcome Offers
  • Spend Rs.30000 within 90 days of card issuance and get the joining fee waived.
  • Movies: Redeem your earned points for BookMyShow Vouchers.
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
  • Receive 5000 reward points worth Rs. 500 after the joining fee has been processed.
  • This is allowed for league joining fee type only.
  • Receive a movie voucher worth Rs. 500 as a joining gift
  • Pay the joining fees and get 2500 reward points credited.
  • Assured Flat 25% Off at 2000+ premium restaurants

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