Best OTT Credit Cards in India (2024)

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Joining Fee
Free
Annual Fee
Free
APR
41.88%
Min. Credit Score
700

FEATURES

  • Get a 1% fuel surcharge waiver on INR 400-5000 spending.
  • Upto 10X reward on online and offline spending.
  • Premium membership to OTT and Cult.fit.

WELCOME OFFERS

  • Customised based on the card selected
  • Movies: 3 months complimentary membership to OTT

FOREIGN TRANSACTION FEE

3.49% *Applicable Taxes

FRAUD LIABILITY

Zero

Joining Fee
₹2500
Annual Fee
₹2500
APR
43.2%
Min. Credit Score
750

FEATURES

  • INR 1500 vouchers on spending INR 1.5 Lakhs quarterly.
  • INR 5000 flight ticket on spending INR 7.5 Lakhs.
  • 4 Reward Points on every INR 150 spent, 5X on select purchases.

WELCOME OFFERS

  • On spending over INR 1 Lakh within 90 days of issuing the card, you'll receive a free MMT Black Elite and Club Vistara Silver Tier membership.
  • Get a gift voucher worth INR 2500.

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

Credit liability cover of up to Rs. 9 Lakh

Joining Fee
₹10000
Annual Fee
₹10000
APR
43.2%
Min. Credit Score
750

FEATURES

  • Get 5X rewards on spending Rs.100.
  • Enjoy the 1% fuel surcharge waiver.
  • Up to 3 add-on cards are available.

WELCOME OFFERS

  • Free TataCliQ, Cult.fit Live, BookMyShow, and Ola taxis gift cards for monthly purchases exceeding Rs. 80,000
  • Fee Reversal on Spending Rs. 7500 in 60 days
  • Dining: 5X Rewards on online spends

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

Cover Up to Rs.9 Lakh

Joining Fee
₹500
Annual Fee
₹500
APR
52.86%
Min. Credit Score
700

FEATURES

  • Complimentary SonyLIV Subscription
  • Earn 4 Reward Points on every ₹200 spent
  • Instant Discount on Food Orders

WELCOME OFFERS

  • N/AMovies: Buy 1 Get 1 on movie tickets

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero Lost Card Liability Cover

Joining Fee
Free
Annual Fee
Free
APR
36%
Min. Credit Score
700

FEATURES

  • Earn 5 points for each Rs. 100 spent on items like groceries, cinema tickets, and shopping at department stores
  • Receive 1 point for every Rs. 100 spent in various other categories
  • Benefit from a 1% reduction on fuel surcharges at all fuel locations across India for transactions ranging from ₹ 400 to ₹ 5,000 (up to a maximum of ₹ 250 per billing cycle

WELCOME OFFERS

  • Get the benefit of 3 months subscription to Disney+ Hotstar.
  • Enjoy all premium benefits with lifetime free credit card

FOREIGN TRANSACTION FEE

3% *Applicable Taxes

FRAUD LIABILITY

Lost Liability Cover

Joining Fee
Free
Annual Fee
Free
APR
42%
Min. Credit Score
700

FEATURES

  • Enjoy up to 10 reward points on shopping INR 100 at grocery or departmental stores.
  • Get a 1% fuel surcharge waiver across all fuel stations in India.
  • Easily convert high-value transactions into EMIs of 6-36 months.

WELCOME OFFERS

  • Enjoy the card with multiple benefits for a lifetime free.
  • Get a free FITPASS Pro membership for half a year, valued at ₹15,000.
  • Earn 1,000 bonus points when you activate your card within the first month.
  • Enjoy a one-year Amazon Prime membership when you spend a minimum of ₹100,000 within the first three months.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero Lost Card Liability Cover

Joining Fee
Free
Annual Fee
Free
APR
36%
Min. Credit Score
700

FEATURES

  • Enjoy 1000 reward points on activating cards in just 30 days.
  • Get the benefit of Amazon Prime membership for a year by spending Rs. 1 lakh within 90 days of card issuance.
  • Get the benefit of 8 complimentary lounge access.

WELCOME OFFERS

  • Get the FitPass Pro membership of Rs. 15000 free for 6 months

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero Lost Card Liability Cover

Joining Fee
Free
Annual Fee
Free
APR
42%
Min. Credit Score
700

FEATURES

  • Every INR 100 spent at grocery and department stores earns you 5X or 10 reward Points.
  • 1 Reward Point for every INR 100 spent on all the other categories.
  • Free access to eight airport lounges each year (two per quarter).

WELCOME OFFERS

  • A free 6-month pro membership to FITPASS, valued at INR 15,000, is provided.
  • On card activation within 30 days, receive 1000 reward points.
  • On purchases of at least 1 lakh rupees within 90 days after issuance, receive a 12-month Amazon Prime membership.

FOREIGN TRANSACTION FEE

-1% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

Joining Fee
₹2499
Annual Fee
₹2499
APR
-1%
Min. Credit Score
-1

FEATURES

  • N/A

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

N/A

Joining Fee
₹-1
Annual Fee
₹800
APR
-1%
Min. Credit Score
-1

FEATURES

  • N/A

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

-1% *Applicable Taxes

FRAUD LIABILITY

N/A

Joining Fee
₹-1
Annual Fee
₹500
APR
-1%
Min. Credit Score
-1

FEATURES

  • N/A

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

-1% *Applicable Taxes

FRAUD LIABILITY

N/A

Joining Fee
₹10000
Annual Fee
₹10000
APR
-1%
Min. Credit Score
-1

FEATURES

  • N/A

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

N/A

Joining Fee
₹1000
Annual Fee
₹1000
APR
-1%
Min. Credit Score
-1

FEATURES

  • N/A

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

N/A

Joining Fee
₹10000
Annual Fee
₹10000
APR
-1%
Min. Credit Score
-1

FEATURES

  • N/A

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

N/A

Joining Fee
₹2500
Annual Fee
₹2500
APR
-1%
Min. Credit Score
-1

FEATURES

  • N/A

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

N/A

Joining Fee
₹2500
Annual Fee
₹2500
APR
-1%
Min. Credit Score
-1

FEATURES

  • N/A

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

N/A

Joining Fee
₹-1
Annual Fee
₹-1
APR
-1%
Min. Credit Score
-1

FEATURES

  • N/A

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

-1% *Applicable Taxes

FRAUD LIABILITY

N/A

Joining Fee
₹499
Annual Fee
₹499
APR
-1%
Min. Credit Score
750

FEATURES

  • N/A

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

N/A

Joining Fee
₹999
Annual Fee
₹999
APR
-1%
Min. Credit Score
750

FEATURES

  • N/A

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

N/A

Joining Fee
₹1499
Annual Fee
₹1499
APR
-1%
Min. Credit Score
750

FEATURES

  • N/A

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

N/A

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