Best Travel Credit Cards in India (2024)

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Joining Fee
Free
Annual Fee
Free
APR
42%
Min. Credit Score
700

FEATURES

  • Every INR 100 spent at grocery and department stores earns you 5X or 10 reward Points.
  • 1 Reward Point for every INR 100 spent on all the other categories.
  • Free access to eight airport lounges each year (two per quarter).

WELCOME OFFERS

  • A free 6-month pro membership to FITPASS, valued at INR 15,000, is provided.
  • On card activation within 30 days, receive 1000 reward points.
  • On purchases of at least 1 lakh rupees within 90 days after issuance, receive a 12-month Amazon Prime membership.

FOREIGN TRANSACTION FEE

-1% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

Bank of Baroda RENAISSANCE Credit Card
Bank of Baroda RENAISSANCE Credit Card
Rewards
Travel
Shopping
Movies
Fuel
4.4
Joining Fee
Free
Annual Fee
₹250
APR
41.88%
Min. Credit Score
700

FEATURES

  • Receive 5 bonus points for every ₹ 100 expenditure on Groceries, Retail outlets, and movie visits.
  • Collect 1 point for each ₹ 100 used in other sectors.
  • Annual card charges are waived when you spend ₹25,000 within a year.

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero Lost Card Liability Cover

Joining Fee
₹499
Annual Fee
₹499
APR
41.6%
Min. Credit Score
700

FEATURES

  • Receive 10 bonus points for every ₹ 150 expenditure on groceries, utilities, and departmental stores.
  • Collect 2 reward points for each ₹ 150 used in other sectors.
  • Enjoy 1 complimentary access to domestic lounges every quarter.

WELCOME OFFERS

  • On spending ₹5000 or more within the first 60 days of card issuance, get 2000 reward points.
  • Movies: Enjoy 25% off on a minimum of 2 movie ticket bookings via PayTm movies with a maximum capping of INR 100.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero Lost Card Liability Cover

Joining Fee
₹6500
Annual Fee
₹3500
APR
40.8%
Min. Credit Score
700

FEATURES

  • 1% surcharge waiver on fuel purchases.
  • 2 Reward Points on every Rs. 100 spent.
  • 2.5% cashback on fuel purchases of a minimum of Rs.500.

WELCOME OFFERS

  • Get welcome vouchers worth Rs.9000 within 45 days of joining.
  • Movie: Buy one and get Rs.500 off on the next.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

HDFC Infinia Metal Edition Credit Card
HDFC Infinia Metal Edition Credit Card
Travel
Rewards
Dine In
Airport Lounge
3.4
Joining Fee
₹12500
Annual Fee
₹12500
APR
42%
Min. Credit Score
700

FEATURES

  • Free nights & buffets at ITC hotels that participate.
  • For Primary and Add-on members, unlimited access to airport lounges everywhere.
  • For every INR 150 spent, you receive 5 reward points.

WELCOME OFFERS

  • Free one-year membership to Club Marriott grants access to up to 20% off dining and lodging deals in the Asia-Pacific region.
  • Receive a welcome bonus of 12,500 reward points after paying the charge and activating your card.

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover of Rs.9 Lakh

HDFC Bank Titanium Times Credit Card
HDFC Bank Titanium Times Credit Card
Shopping
Rewards
Travel
Dine In
Movies
4.2
Joining Fee
₹500
Annual Fee
₹500
APR
43.2%
Min. Credit Score
700

FEATURES

  • Enjoy up to a 10% discount on your bill using the HDFC Bank Times Card Credit through PayEazy on Eazydiner.
  • Receive as much as 20% savings for both online and in-store shopping, wellness, and hotel accommodations.
  • Earn 2 reward points for every retail expenditure of INR 150.

WELCOME OFFERS

  • Get a welcome voucher worth INR 5000 across various categories like apparel, dining, shopping, travel, etc. You can check the vouchers on the Times Card Webapp.
  • Movies: 25% off on movie ticket booking vis BookMyShow with a maximum capping of INR 350 per transaction.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

Joining Fee
₹500
Annual Fee
₹500
APR
43.2%
Min. Credit Score
700

FEATURES

  • Earn 3% cashback on Paytm transactions (including Recharge, Utility, Movies, and Mini App) with a monthly cap of INR 500.
  • Receive 2% cashback for selected other Paytm spends, capped monthly at INR 500.
  • Get 1% cashback on all other retail purchases, with a monthly limit of INR 1000.

WELCOME OFFERS

  • Get the Paytm First membership for a premium subscription, exclusive benefits, partnerships with top brands, and availability on a minimum transaction of INR 100.
  • Receive an INR 250 gift voucher after card activation and completing 2 non-EMI transactions within the first 30 days. Qualified customers will be notified about how to avail their gift vouchers.
  • Movies: 3% cashback on movie tickets with a capping of INR 500 per month.

FOREIGN TRANSACTION FEE

1% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

Joining Fee
₹1000
Annual Fee
₹1000
APR
43.2%
Min. Credit Score
700

FEATURES

  • Earn 5% cashback with a monthly cap of INR 1500 on Paytm transactions (including recharge, utilities, movies, and Mini app).
  • Receive 3% cashback, with a monthly cap of INR 500, on purchases made on platforms and brands, including Swiggy, AJIO, Big Basket, and Uber.
  • Get 1% cashback on any other retail purchases, up to INR 2,000 monthly.

WELCOME OFFERS

  • Get a Paytm First subscription for a premium rate, special advantages, alliances with leading brands, and accessibility with a minimum transaction of INR 100.
  • Activate your card, make 4 non-EMI purchases within the first 30 days, and receive a gift card worth INR 500. Qualified customers will be notified about how to avail their gift vouchers.

FOREIGN TRANSACTION FEE

1% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

Joining Fee
₹1000
Annual Fee
₹1000
APR
43.2%
Min. Credit Score
700

FEATURES

  • Earn 5% cashback with a monthly cap of INR 1500 on Paytm transactions (including recharge, utilities, movies, and Mini app).
  • Receive 3% cashback, with a monthly cap of INR 500, on purchases made on platforms and brands, including Swiggy, AJIO, Big Basket, and Uber.
  • Get 1% cashback on any other retail purchases, up to INR 2,000 monthly.

WELCOME OFFERS

  • Get a Paytm First subscription for a premium rate, special advantages, alliances with leading brands, and accessibility with a minimum transaction of INR 100.
  • Movies: 5% cashback on movie tickets with a capping of INR 500 per month.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero Lost Card Liability Cover

Joining Fee
₹499
Annual Fee
₹499
APR
43.3%
Min. Credit Score
700

FEATURES

  • Earn 4 points for every INR150 online spend, excluding EMI, fuel, and wallet loads.
  • Get 2 points for INR150 POS spent, excluding EMI, fuel, and wallet loads.
  • 5% cashback on utilities, telecom, IRCTC, and government payments, capped at INR250 monthly.

WELCOME OFFERS

  • Activate as instructed to avoid the annual fee or spend INR 45,000 (non-EMI) within the first 90 days for a first-year fee waiver.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

Joining Fee
₹1000
Annual Fee
₹1000
APR
43.2%
Min. Credit Score
700

FEATURES

  • Get 4 points for every INR 150 on online and POS buys (EMI, fuel, and wallet loads excluded).
  • 5% cashback on business costs like utilities and taxes (up to INR 250/month).
  • Get 8 free domestic airport lounge visits yearly, max 2 per quarter.

WELCOME OFFERS

  • Activate as instructed to avoid the annual fee or spend INR 75,000 (non-EMI) within the first 90 days for a first-year fee waiver.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

Joining Fee
₹2000
Annual Fee
₹2000
APR
46%
Min. Credit Score
700

FEATURES

  • Enjoy 3 InterMiles every time you spend INR 100.
  • Get a 1% fuel waiver on purchasing fuel from any fuel station in India.
  • Access to 600+ lounges worldwide with Priority Pass Program.

WELCOME OFFERS

  • Get 2000 InterMiles as the welcome bonus points.
  • On using https://www.intermiles.com to book flights, a flight discount voucher worth Rs. 750 will be given.
  • Booking hotels through https://interbook.intermiles.com will receive a hotel discount voucher worth Rs. 1500.
  • Get the InterMiles complimentary membership.
  • Movie :- BOGO on booking with BookMyShow

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

Joining Fee
₹12500
Annual Fee
₹12500
APR
42%
Min. Credit Score
700

FEATURES

  • Earn direct White Pass value as soon as you cross the milestone.
  • Get unlimited access to domestic lounges.
  • Enjoy the Club Marriott Membership and gain multiple discounts and benefits.

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

Joining Fee
Free
Annual Fee
₹999
APR
42%
Min. Credit Score
700

FEATURES

  • Get a fuel surcharge waiver on INR 500-3000 transactions with a capping of INR 3500 a calendar year.
  • Get 2 domestic lounge access every quarter.
  • Get 48 days interest-free credit period.

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

Joining Fee
₹1500
Annual Fee
₹1500
APR
42%
Min. Credit Score
700

FEATURES

  • Accumulate 10 Zen Points for every INR 150 on shopping (Apparel, Lifestyle goods, Departmental Stores & Jewellery).
  • Gain 5 Zen Points for every INR 150 spent on all other transactions.
  • Relish 3 complimentary visits to Priority Pass International Lounges.

WELCOME OFFERS

  • Get the welcome benefit of 1500 Zen Points.

FOREIGN TRANSACTION FEE

2% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

Kotak Bank Veer Select Credit Card
Kotak Bank Veer Select Credit Card
Rewards
Travel
Dine In
Shopping
Movies
4.5
Joining Fee
Free
Annual Fee
₹599
APR
42%
Min. Credit Score
700

FEATURES

  • With the Kotak Veer Credit Card, receive a 1% fuel surcharge discount at all fuel stations.
  • Gain 9 Reward Points for every INR 200 used on dining, films, departmental outlets, and groceries.
  • Collect 3 Reward Points for every INR 200 expenditure in other sectors.

WELCOME OFFERS

  • Purchase INR 500 within the first month of receiving your card and get a free IHO membership valued at INR 8,500.
  • Movies: 9 reward points for spending INR 200 on movie tickets.

FOREIGN TRANSACTION FEE

-1% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

Joining Fee
₹1499
Annual Fee
₹1499
APR
42%
Min. Credit Score
700

FEATURES

  • You get complimentary Visa lounge access.
  • You receive 8 complimentary visits per year to domestic VISA lounges in India.
  • You get a complimentary lost card liability cover of ₹ 1 lakh, from the period of 48 hours prior to reporting of loss till 7 days post the reporting of loss.

WELCOME OFFERS

  • You get 5,000 reward points as a welcome gift. The reward points are credited 15 days from the date of joining.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability of Rs. 1 Lakh

Joining Fee
Free
Annual Fee
Free
APR
41.88%
Min. Credit Score
720

FEATURES

  • Enjoy endless access to domestic airport lounges with spends over ₹5,000.
  • Earn a rewarding 10% back in Scapia coins on all qualifying purchases, online and offline.
  • Receive a lucrative 20% back in Scapia coins for travel arrangements made through the Scapia application.

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

-1% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

Joining Fee
Free
Annual Fee
Free
APR
43%
Min. Credit Score
700

FEATURES

  • Experience a 15% reduction in dining expenses at over 2,500 restaurants throughout India via our Culinary Treats Programme.
  • Obtain a 1% waiver on fuel surcharge payments with every refuelling transaction.
  • Utilise your reward earnings to buy from a selection of over 10 crore products on www.amazon.in and at over 100 partner merchants.

WELCOME OFFERS

  • Get amazing cashback from Amazon

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

Joining Fee
₹250
Annual Fee
₹250
APR
43.2%
Min. Credit Score
700

FEATURES

  • Get to earn 2 times more reward points, 4 reward points, for every ₹150 spent online.
  • Pay all your vendor and supplier bills with a Business MoneyBack credit card and enjoy a 50-day interest-free period.
  • Get 5% cashback on the payment of utility, telephone, government, and tax bills.

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

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