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Paytm HDFC Digital Credit Card

Paytm HDFC Digital Credit Card

Rewards
Fuel
Cashback
Lifestyle
Shopping
3.9
Joining Fee
₹149
Annual Fee
₹149
APR
43.2%
Min. Credit Score
700
The Paytm HDFC Digital Credit Card is a synergistic blend of rewards and convenience. It is designed for the modern spender and offers a range of cashbacks, including a tempting 2% on critical brands like Swiggy and Uber. With every swipe, you make a transaction and step closer to a world of benefits. From fuel surcharge waivers to EMI options, this card is crafted to fit seamlessly into your life...

FEATURES

  • Earn 2% extra cashback when you use the Scan & Pay feature on the Paytm App with specific merchants, up to a monthly limit of INR 250.
  • Get 2% cashback for specific categories: Swiggy and Uber, with a monthly cap of INR 250.
  • Receive 1% cashback on all other shopping expenses, including those on Paytm, up to INR 500 per month.

WELCOME OFFERS

  • Receive up to INR 150 cashback on your first two purchases. To benefit from this offer, each transaction should be a minimum of INR 250.

FOREIGN TRANSACTION FEE

3.6% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

Paytm HDFC Digital Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
21-65 Years
Min. and Max. age limit for the applicant
₹30,000
Minimum monthly income
₹6,00,000
ITR (For Non-Salaried Individual)
700
Minimum Credit Score required
Meeting Criteria? Apply Now
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HDFC Regalia Credit Card
Joining Fee ₹499 ₹1,200 ₹999 ₹2,500
Annual Fee ₹499 ₹1,200 ₹999 ₹2,500
APR 42 47.88 47.88 43.2
Ratings
4.3
3.7
3.9
3.9
Features
  • Accumulate 10 reward points for every Rs 150 expenditure on dining, movies, groceries, and departmental stores.
  • For all other expenses, get 1 reward point on every Rs 150 spent.
  • Starting from the second year, delight in the annual membership fee being waived.
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • For every INR 100 spent on any purchase, earn 1 reward point. (can be used on RBL environment only)
  • Get 12 reward points for every INR 100 spent online. (can be used on RBL environment only)
  • Enjoy the benefit of a fuel surcharge waiver with a maximum capping of INR 100 per month.
  • Earn 4 reward points for every INR 150 spent on retail purchases.
  • 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
  • Experience exceptional dining perks through the Good Food Trail program.
Welcome Offers
  • Get 2000 reward points by spending INR 2,000 or more in just the first 60 days of card issuance.
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
  • N/A
  • Pay the joining fees and get 2500 reward points credited.
  • Assured Flat 25% Off at 2000+ premium restaurants

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