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Eligibility Criteria
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YES Bank RESERV Credit Card

YES Bank RESERV Credit Card

Shopping
Rewards
Travel
Airport Lounge
Movies
4.0
Joining Fee
₹1999
Annual Fee
₹1999
APR
35.88%
Min. Credit Score
700
Step into exclusivity with a card that rewards your lifestyle, earning 24 reward points for every INR 200 spent online. Effortlessly convert purchases over INR 1,500 to EMIs, and travel with ease thanks to the international lounge access. Indulge in the opulence of golf privileges and savor fine dining with special discounts. With a low foreign currency markup of only 1.75% and a generous interest...

FEATURES

  • Earn 8000 exclusive reward points on renewal.
  • Enjoy a minimum 15% discount on selected restaurants.
  • Get access to lounge facilities globally.

WELCOME OFFERS

  • Earn a FREE Amazon voucher worth ₹500 on spending ₹1000 within the first 30 days (only applicable on online applications).

FOREIGN TRANSACTION FEE

1.75% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover of Rs. 15 to 30 lakh

YES Bank RESERV Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
21-60 Years
Min. and Max. age limit for the applicant
₹2,00,000
Minimum monthly income
₹18,00,000
ITR (For Non-Salaried Individual)
700
Minimum Credit Score required
Meeting Criteria? Apply Now
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Card Details
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Joining Fee ₹1,200 ₹500 ₹12,500 Free
Annual Fee ₹1,200 ₹500 ₹12,500 Free
APR 47.88 52.86 52.86 42
Ratings
3.7
4.4
3.0
4.5
Features
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • Earn 5% cashback on purchases at Flipkart.
  • Enjoy 4 complimentary domestic airport lounges yearly.
  • Up to 15% dining discounts at partner restaurants in India.
  • Enjoy 12 Axis EDGE REWARDS Points on INR 200 spending.
  • Unlimited complimentary international lounge access.
  • 40% discount on dining at over 4000 restaurants in India.
  • Accumulate 6X loyalty points on web-based shopping for expenditures not exceeding ₹20,000 per month.
  • Collect 3X loyalty points for in-store buys up to a limit of ₹20,000 every month.
  • Get up to 4 free railway lounge entries each quarter.
  • 4 complimentery golf rounds and 12 complimentery golf lessons per calender year.
Welcome Offers
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
  • Get a welcome voucher from multiple brands.
  • Receive INR 500 Flipkart vouchers with the first use of your Flipkart Axis Bank credit card. Check terms for details.
  • Get a 50% off, capped at INR 100, for your first Swiggy order. Use the code "AXISFKNEW". See terms for more info.
  • Movie: 4% accelerated cashback at PVR cinemas.
  • E-vouchers worth INR 12500 to select from either of the providers given below.
  • You can select from a Luxe gift card, Yatra gift voucher, or The Postcard Hotels gift voucher.
  • Eligible to translate within the first 30 days of card issuance.
  • Earn an initial bonus of ₹500 when you make purchases totalling ₹15,000 or more within your card's first 90 days of activation.
  • Enjoy a 5% cash rebate on the first EMI payment you make within 30 days of card activation, up to a maximum of ₹1,000.

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