Card Details | SBI SimplySAVE Credit Card | RBL Bank Cookies Credit Card | Flipkart Axis Bank Credit Card | AXIS Magnus Credit Card |
Joining Fee | ₹499 | ₹1,200 | ₹500 | ₹12,500 |
Annual Fee | ₹499 | ₹1,200 | ₹500 | ₹12,500 |
APR | 42 | 47.88 | 52.86 | 52.86 |
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Features | - Accumulate 10 reward points for every Rs 150 expenditure on dining, movies, groceries, and departmental stores.
- For all other expenses, get 1 reward point on every Rs 150 spent.
- Starting from the second year, delight in the annual membership fee being waived.
| - Collect 5 points for each INR 100 you spend on online shopping transactions.
- Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
- Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
| - Earn 5% cashback on purchases at Flipkart.
- Enjoy 4 complimentary domestic airport lounges yearly.
- Up to 15% dining discounts at partner restaurants in India.
| - Enjoy 12 Axis EDGE REWARDS Points on INR 200 spending.
- Unlimited complimentary international lounge access.
- 40% discount on dining at over 4000 restaurants in India.
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Welcome Offers | - Get 2000 reward points by spending INR 2,000 or more in just the first 60 days of card issuance.
| - Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
| - Get a welcome voucher from multiple brands.
- Receive INR 500 Flipkart vouchers with the first use of your Flipkart Axis Bank credit card. Check terms for details.
- Get a 50% off, capped at INR 100, for your first Swiggy order. Use the code "AXISFKNEW". See terms for more info.
- Movie: 4% accelerated cashback at PVR cinemas.
| - E-vouchers worth INR 12500 to select from either of the providers given below.
- You can select from a Luxe gift card, Yatra gift voucher, or The Postcard Hotels gift voucher.
- Eligible to translate within the first 30 days of card issuance.
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