Home >  Credit Cards >  Standard Chartered Bank >  Standard Chartered Bank Ultimate Credit Card 194
Credit Card Details
Eligibility Criteria
Credit Card Comparison
Standard Chartered Bank Ultimate Credit Card

Standard Chartered Bank Ultimate Credit Card

Rewards
Travel
Lifestyle
Cashback
Shopping
4.0
Joining Fee
₹5000
Annual Fee
₹5000
APR
42%
Min. Credit Score
700
Discover the ultimate lifestyle with the Standard Chartered Ultimate Credit Card - the best credit card in India! Get 6,000 reward points when you join, and earn 5 points (equal to 5% cashback) for every ₹150 you spend. Enjoy exclusive perks such as free access to top golf courses and premium benefits. Travel in style with complimentary airport lounge visits and 5% cashback on duty-free shopping. ...

FEATURES

  • Gain 5 reward points for every ₹150 spent
  • Enjoy special golf privileges at the premier courses
  • Earn 6000 reward points upon payment of the joining fee

WELCOME OFFERS

  • 6000 reward points on paying the joining fees

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

Standard Chartered Bank Ultimate Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
21-65 Years
Min. and Max. age limit for the applicant
₹20,000
Minimum monthly income
₹5,00,000
ITR (For Non-Salaried Individual)
700
Minimum Credit Score required
Meeting Criteria? Apply Now
Comparing Similar Cards For You
Card Details
RBL Bank Cookies Credit Card
American Express Platinum Credit Card
HDFC Regalia Credit Card
HDFC IndianOil Credit Card
Joining Fee ₹1,200 ₹60,000 ₹2,500 ₹500
Annual Fee ₹1,200 ₹60,000 ₹2,500 ₹500
APR 47.88 0 43.2 43.2
Ratings
3.7
3.4
3.9
4.2
Features
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • Get 25% off at Taj, SeleQtions, and Vivanta Hotels.
  • Get access to the airport lounges.
  • Enjoy 24*7 Concierge service.
  • Earn 4 reward points for every INR 150 spent on retail purchases.
  • 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
  • Experience exceptional dining perks through the Good Food Trail program.
  • Receive up to 50 litres of free fuel annually.
  • Every INR 150 spent on any purchases entitles you to 1 Fuel Point.
  • Save 2.5% on dining expenses.
Welcome Offers
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
  • Get vouchers worth INR 45,000 from Taj, SeleQtions, and Vivanta Hotels.
  • Spend at least INR 50,000 within the first two months of your membership to get the welcome gift.
  • Get a voucher in 6-8 weeks of meeting the condition.
  • Pay the joining fees and get 2500 reward points credited.
  • Assured Flat 25% Off at 2000+ premium restaurants
  • Get a complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership

© 2025 Buyhatke Internet Private Limited. All rights reserved.