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Eligibility Criteria
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HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card

Cashback
Lifestyle
Rewards
Lifetime Free
Shopping
4.5
Joining Fee
Free
Annual Fee
Free
APR
44%
Min. Credit Score
740
N/A

FEATURES

  • Lifetime free credit card
  • Enjoy air miles conversion options for InterMiles, British Airways, and Singapore Airlines.
  • Get 5 times rewards on subsequent purchases after crossing a spend amount of INR 400,000, with a maximum of 15,000 accelerated reward points in an anniversary year.
  • Avail up to INR 3,000 in annual savings on fuel surcharges.

WELCOME OFFERS

  • Obtain an Amazon voucher worth INR 500.
  • Enjoy a Swiggy voucher worth INR 250.
  • Choose between 3 complimentary airport lounge access at domestic and international lounges or 3 meal vouchers.
  • Receive a 10% cashback when you make at least 5 eligible transactions with a total spend of Rs. 10,000 within the first 2 months of card issuance.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Liability Cover

HSBC Visa Platinum Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
18-65 Years
Min. and Max. age limit for the applicant
₹33,000
Minimum monthly income
₹4,00,000
ITR (For Non-Salaried Individual)
740
Minimum Credit Score required
Meeting Criteria? Apply Now
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Joining Fee ₹499 ₹1,200 ₹999 Free
Annual Fee ₹499 ₹1,200 ₹999 Free
APR 42 47.88 47.88 41.88
Ratings
4.3
3.7
3.9
4.6
Features
  • Accumulate 10 reward points for every Rs 150 expenditure on dining, movies, groceries, and departmental stores.
  • For all other expenses, get 1 reward point on every Rs 150 spent.
  • Starting from the second year, delight in the annual membership fee being waived.
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • For every INR 100 spent on any purchase, earn 1 reward point. (can be used on RBL environment only)
  • Get 12 reward points for every INR 100 spent online. (can be used on RBL environment only)
  • Enjoy the benefit of a fuel surcharge waiver with a maximum capping of INR 100 per month.
  • Get a 1% fuel surcharge waiver on INR 400-5000 spending.
  • Upto 10X reward on online and offline spending.
  • Premium membership to OTT and Cult.fit.
Welcome Offers
  • Get 2000 reward points by spending INR 2,000 or more in just the first 60 days of card issuance.
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
  • N/A
  • Customised based on the card selected
  • Movies: 3 months complimentary membership to OTT

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