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Rupay Select Individual Credit Card

Rupay Select Individual Credit Card

Lifetime Free
Airport Lounge
Shopping
Dine In
Fuel
2.5
Joining Fee
₹-1
Annual Fee
₹-1
APR
-1%
Min. Credit Score
-1
₹ 500 Gift Voucher from Croma (Infiniti Retail Ltd.). Snapdeal Offer - ₹ 100 off on first two transactions. Discount Coupon from Apollo Pharmacy.

FEATURES

  • N/A

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

3% *Applicable Taxes

FRAUD LIABILITY

N/A

Rupay Select Individual Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
21-60 Years
Min. and Max. age limit for the applicant
₹8,333
Minimum monthly income
₹-1
ITR (For Non-Salaried Individual)
-1
Minimum Credit Score required
Meeting Criteria? Apply Now
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Card Details
SBI SimplySAVE Credit Card
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HDFC Regalia Credit Card
HDFC MoneyBack Credit Card
Joining Fee ₹499 ₹1,200 ₹2,500 ₹500
Annual Fee ₹499 ₹1,200 ₹2,500 ₹500
APR 42 47.88 43.2 43.2
Ratings
4.3
3.7
3.9
4.2
Features
  • Accumulate 10 reward points for every Rs 150 expenditure on dining, movies, groceries, and departmental stores.
  • For all other expenses, get 1 reward point on every Rs 150 spent.
  • Starting from the second year, delight in the annual membership fee being waived.
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • Earn 4 reward points for every INR 150 spent on retail purchases.
  • 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
  • Experience exceptional dining perks through the Good Food Trail program.
  • Quarterly Rs. 500 Gift Voucher on 50,000 spending.
  • 1% fuel surcharge waived, up to Rs. 500/month.
  • 4 Reward Points on Rs. 150 spent online.
  • Get up to 20% savings off on all your restaurant bill payment
Welcome Offers
  • Get 2000 reward points by spending INR 2,000 or more in just the first 60 days of card issuance.
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
  • Pay the joining fees and get 2500 reward points credited.
  • Assured Flat 25% Off at 2000+ premium restaurants
  • The card offers you 500 Cash Points as a welcome benefit (applicable only on payment of membership fee).

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