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Eligibility Criteria
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Bank of Baroda Easy Credit Card

Bank of Baroda Easy Credit Card

Shopping
Rewards
Fuel
Lifetime Free
Movies
4.2
Joining Fee
₹500
Annual Fee
₹500
APR
42%
Min. Credit Score
700
An attractive lifetime free shopping and rewards credit card offered by Bank of Baroda with a myriad of benefits at your fingertips! The BOB Easy Credit Card offers its users 5 reward points for spending INR 100 on movie tickets, groceries, and other retail shops. The card owner will also benefit from the fuel waiver of 1%, capped at INR 250 every statement cycle, on every fuel bill and 1 reward p...

FEATURES

  • Gain 5 reward points for every Rs.100 at grocery and retail stores.
  • Enjoy a 1% fuel surcharge waiver with a maximum capping of Rs.250 per statement cycle.
  • Lifetime free card with maximum benefits

WELCOME OFFERS

  • Lifetime free card with multiple benefits
  • Movies: 5 reward points on tickets of Rs. 100

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Zero Lost Card Liability Cover

Bank of Baroda Easy Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
21-65 Years
Min. and Max. age limit for the applicant
₹30,000
Minimum monthly income
₹6,00,000
ITR (For Non-Salaried Individual)
700
Minimum Credit Score required
Meeting Criteria? Apply Now
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Joining Fee ₹499 ₹1,000 ₹1,200 ₹999
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APR 42 42 47.88 47.88
Ratings
4.3
3.9
3.7
3.9
Features
  • Accumulate 10 reward points for every Rs 150 expenditure on dining, movies, groceries, and departmental stores.
  • For all other expenses, get 1 reward point on every Rs 150 spent.
  • Starting from the second year, delight in the annual membership fee being waived.
  • 2.5 Mojo points on every Rs. 100 spent online.
  • 1 mojo point for all the others spent worth Rs. 100 (excluding cash withdrawal and fuel).
  • 8 complimentary annual domestic airport lounge visits.
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • For every INR 100 spent on any purchase, earn 1 reward point. (can be used on RBL environment only)
  • Get 12 reward points for every INR 100 spent online. (can be used on RBL environment only)
  • Enjoy the benefit of a fuel surcharge waiver with a maximum capping of INR 100 per month.
Welcome Offers
  • Get 2000 reward points by spending INR 2,000 or more in just the first 60 days of card issuance.
  • Spend Rs.30000 within 90 days of card issuance and get the joining fee waived.
  • Movies: Redeem your earned points for BookMyShow Vouchers.
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
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