Card Details | RBL Bank Cookies Credit Card | AXIS Magnus Credit Card | IDFC First Select Credit Card | HDFC Regalia Gold Credit Card |
Joining Fee | ₹1,200 | ₹12,500 | Free | ₹2,500 |
Annual Fee | ₹1,200 | ₹12,500 | Free | ₹2,500 |
APR | 47.88 | 52.86 | 42 | 43.2 |
Ratings | | | | |
Features | - Collect 5 points for each INR 100 you spend on online shopping transactions.
- Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
- Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
| - Enjoy 12 Axis EDGE REWARDS Points on INR 200 spending.
- Unlimited complimentary international lounge access.
- 40% discount on dining at over 4000 restaurants in India.
| - Accumulate 6X loyalty points on web-based shopping for expenditures not exceeding ₹20,000 per month.
- Collect 3X loyalty points for in-store buys up to a limit of ₹20,000 every month.
- Get up to 4 free railway lounge entries each quarter.
- 4 complimentery golf rounds and 12 complimentery golf lessons per calender year.
| - INR 1500 vouchers on spending INR 1.5 Lakhs quarterly.
- INR 5000 flight ticket on spending INR 7.5 Lakhs.
- 4 Reward Points on every INR 150 spent, 5X on select purchases.
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Welcome Offers | - Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
| - E-vouchers worth INR 12500 to select from either of the providers given below.
- You can select from a Luxe gift card, Yatra gift voucher, or The Postcard Hotels gift voucher.
- Eligible to translate within the first 30 days of card issuance.
| - Earn an initial bonus of ₹500 when you make purchases totalling ₹15,000 or more within your card's first 90 days of activation.
- Enjoy a 5% cash rebate on the first EMI payment you make within 30 days of card activation, up to a maximum of ₹1,000.
| - On spending over INR 1 Lakh within 90 days of issuing the card, you'll receive a free MMT Black Elite and Club Vistara Silver Tier membership.
- Get a gift voucher worth INR 2500.
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