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Eligibility Criteria
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AU InstaPay Credit Card

AU InstaPay Credit Card

Shopping
Cashback
Lifetime Free
Fuel
Lifestyle
5.0
Joining Fee
Free
Annual Fee
Free
APR
42%
Min. Credit Score
700
Are you on the hunt for the best AU Bank credit card in India? Choosing the right credit card can be a game-changer, offering you not just convenience but also a host of rewards, cashback deals, and exclusive benefits that match your lifestyle. AU Bank provides a variety of credit cards designed to cater to different spending habits and financial needs. Whether you're looking to maximize savings o...

FEATURES

  • Get access to the lifetime free credit card.
  • Enjoy 1% cashback on your transactions.
  • Seamlessly link your credit card with UPI for quick and easy payments.

WELCOME OFFERS

  • Get the benefit of a virtual credit card from day one.

FOREIGN TRANSACTION FEE

3.5% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

AU InstaPay Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
21-60 Years
Min. and Max. age limit for the applicant
₹20,000
Minimum monthly income
₹2,00,000
ITR (For Non-Salaried Individual)
700
Minimum Credit Score required
Meeting Criteria? Apply Now
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Card Details
RBL Bank Cookies Credit Card
HDFC Regalia Credit Card
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AU Bank LIT Credit Card
Joining Fee ₹1,200 ₹2,500 ₹500 Free
Annual Fee ₹1,200 ₹2,500 ₹500 Free
APR 47.88 43.2 43.2 41.88
Ratings
3.7
3.9
4.2
4.6
Features
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • Earn 4 reward points for every INR 150 spent on retail purchases.
  • 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
  • Experience exceptional dining perks through the Good Food Trail program.
  • Receive up to 50 litres of free fuel annually.
  • Every INR 150 spent on any purchases entitles you to 1 Fuel Point.
  • Save 2.5% on dining expenses.
  • Get a 1% fuel surcharge waiver on INR 400-5000 spending.
  • Upto 10X reward on online and offline spending.
  • Premium membership to OTT and Cult.fit.
Welcome Offers
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
  • Pay the joining fees and get 2500 reward points credited.
  • Assured Flat 25% Off at 2000+ premium restaurants
  • Get a complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership
  • Customised based on the card selected
  • Movies: 3 months complimentary membership to OTT

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