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Eligibility Criteria
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AU Bank Xcite Ultra Credit Card

AU Bank Xcite Ultra Credit Card

Shopping
Rewards
Lifetime Free
Travel
Fuel
4.6
Joining Fee
Free
Annual Fee
Free
APR
41.88%
Min. Credit Score
700
The AU Bank Xcite Ultra Credit Card is a pinnacle of reward-laden credit solutions, ideal for the astute spender who appreciates value without the burden of annual fees. This card offers an impressive reward rate, with up to 12 Reward Points per INR 100 spent on your transactions. The benefits scale up with 500 monthly bonus Reward Points and a chance to earn a 2,000-point windfall on reaching spe...

FEATURES

  • Get amazing benefits and rewards with the lifetime free credit card.
  • Enjoy the complimentary lounge access to the limit of 2 times per quarter.
  • Enjoy the fuel surcharge waiver of 1% on all your fuel transactions.

WELCOME OFFERS

  • N/A

FOREIGN TRANSACTION FEE

3.49% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

AU Bank Xcite Ultra Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
21-60 Years
Min. and Max. age limit for the applicant
₹30,000
Minimum monthly income
₹60,000
ITR (For Non-Salaried Individual)
700
Minimum Credit Score required
Meeting Criteria? Apply Now
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Joining Fee ₹1,000 ₹1,200 ₹2,500 ₹500
Annual Fee ₹1,000 ₹1,200 ₹2,500 ₹500
APR 42 47.88 43.2 43.2
Ratings
3.9
3.7
3.9
4.2
Features
  • 2.5 Mojo points on every Rs. 100 spent online.
  • 1 mojo point for all the others spent worth Rs. 100 (excluding cash withdrawal and fuel).
  • 8 complimentary annual domestic airport lounge visits.
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • Earn 4 reward points for every INR 150 spent on retail purchases.
  • 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
  • Experience exceptional dining perks through the Good Food Trail program.
  • Quarterly Rs. 500 Gift Voucher on 50,000 spending.
  • 1% fuel surcharge waived, up to Rs. 500/month.
  • 4 Reward Points on Rs. 150 spent online.
  • Get up to 20% savings off on all your restaurant bill payment
Welcome Offers
  • Spend Rs.30000 within 90 days of card issuance and get the joining fee waived.
  • Movies: Redeem your earned points for BookMyShow Vouchers.
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
  • Pay the joining fees and get 2500 reward points credited.
  • Assured Flat 25% Off at 2000+ premium restaurants
  • The card offers you 500 Cash Points as a welcome benefit (applicable only on payment of membership fee).

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