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AU Altura Plus Credit Card

AU Altura Plus Credit Card

Shopping
Rewards
Fuel
Railway Lounge
Cashback
4.6
Joining Fee
₹499
Annual Fee
₹499
APR
41.88%
Min. Credit Score
700
The AU Altura Plus Credit Card is a premium offering designed to reward both shopping and travel activities. Primarily aimed at shoppers, it offers a 1.5% cashback on POS retail transactions and doubles the rewards for online purchases. The card enhances your travel experience by offering two complimentary railway lounge accesses every quarter and a 1% fuel surcharge waiver. With a reasonable annu...

FEATURES

  • 500 bonus reward points on INR 20000 monthly spend.
  • 1.5% cashback on POS transactions at retail outlets.
  • 2X reward on all online transactions.

WELCOME OFFERS

  • Kickstart your journey with vouchers worth ₹ 500 on minimum retail spends of ₹ 10,000 within 60 days of card setup.
  • Select vouchers from the top brands of your choice from the list.
  • Lounges: 2 Complimentary railway lounge access quarterly

FOREIGN TRANSACTION FEE

3.49% *Applicable Taxes

FRAUD LIABILITY

Lost Card Liability Cover

AU Altura Plus Credit Card Eligibility Criteria
** These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
21-60 Years
Min. and Max. age limit for the applicant
₹25,000
Minimum monthly income
₹6,00,000
ITR (For Non-Salaried Individual)
700
Minimum Credit Score required
Meeting Criteria? Apply Now
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Card Details
Kotak Mojo Platinum Credit Card
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Joining Fee ₹1,000 ₹1,200 ₹2,500 ₹500
Annual Fee ₹1,000 ₹1,200 ₹2,500 ₹500
APR 42 47.88 43.2 43.2
Ratings
3.9
3.7
3.9
4.2
Features
  • 2.5 Mojo points on every Rs. 100 spent online.
  • 1 mojo point for all the others spent worth Rs. 100 (excluding cash withdrawal and fuel).
  • 8 complimentary annual domestic airport lounge visits.
  • Collect 5 points for each INR 100 you spend on online shopping transactions.
  • Receive a welcome voucher of INR 1,000, redeemable at various popular brands, as an initial sign-up bonus.
  • Hit spending milestones of INR 200,000 and INR 500,000 within an anniversary year to earn vouchers valued at INR 1,000 and INR 5,000, respectively.
  • Earn 4 reward points for every INR 150 spent on retail purchases.
  • 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
  • Experience exceptional dining perks through the Good Food Trail program.
  • Quarterly Rs. 500 Gift Voucher on 50,000 spending.
  • 1% fuel surcharge waived, up to Rs. 500/month.
  • 4 Reward Points on Rs. 150 spent online.
  • Get up to 20% savings off on all your restaurant bill payment
Welcome Offers
  • Spend Rs.30000 within 90 days of card issuance and get the joining fee waived.
  • Movies: Redeem your earned points for BookMyShow Vouchers.
  • Start your Cookies Credit Card experience with an INR 1,000 welcome voucher. Choose from a range of brands including Croma, Amazon, Myntra, Flipkart, and Shoppers Stop. Note: Complete a transaction within the first 30 days to unlock this benefit.
  • Pay the joining fees and get 2500 reward points credited.
  • Assured Flat 25% Off at 2000+ premium restaurants
  • The card offers you 500 Cash Points as a welcome benefit (applicable only on payment of membership fee).

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